Main Responsibilities

Strategy

• Investment Strategy Development
• Design and implement investment strategies aligned with Jubilee Life’s risk appetite, asset-liability matching, and long-term financial goals.
• Manage fixed income, equity, and alternative investment portfolios to achieve sustainable returns above benchmark yields.
• Monitor and rebalance portfolios to optimize returns while maintaining sufficient liquidity for claims, policy maturities, and operations.
• Conduct scenario and sensitivity analysis to assess market impacts on solvency, profitability, and capital adequacy.
• Support the CFO in preparing the annual investment plan and performance reports for the Investment Committee and the Board.

Market Analysis & Research

• Conduct in-depth research on financial markets, economic trends, and interest rate movements to inform investment decisions.
• Monitor macroeconomic indicators and capital market developments affecting insurance investment returns.
• Evaluate and recommend external fund managers or investment opportunities to diversify and strengthen portfolio performance.
• Provide data-driven investment insights and reports to management, supporting financial planning and ALM decisions.

Product Support & Innovation

• Collaborate with the Actuarial and Product Development teams to provide investment input into new product pricing and profitability projections.
• Support development of investment-linked products and savings solutions through optimized asset allocation strategies.
• Participate in strategic discussions on capital deployment and emerging investment opportunities within the life business.

Stakeholder Engagement

• Prepare and present periodic investment performance reports to the CFO, Investment Committee, and the Board.
• Liaise with regulators, fund managers, custodians, and banks to ensure efficient investment operations and compliance.
• Partner with internal teams (Finance, Actuarial, and Risk) to align investment outcomes with overall business objectives.

Operational

Portfolio Management

• Oversee day-to-day portfolio operations including asset allocation, rebalancing, and trade execution.
• Track portfolio performance against approved benchmarks (e.g., government securities, NSE indices) and take corrective actions as needed.
• Ensure accurate, timely execution and reporting of investment transactions.
• Maintain up-to-date investment records and reconciliations in line with internal and external reporting standards.

Risk Management

• Identify, measure, and manage investment risks including market, credit, and liquidity risks.
• Implement diversification, duration management, and hedging strategies to mitigate potential losses.
• Ensure compliance with the Investment Policy Statement (IPS), IRA investment regulations, and internal exposure limits.
• Ensure adherence to all statutory and reporting obligations under the Insurance Act, IRA guidelines, and CMA frameworks.
• Maintain comprehensive documentation of investment decisions, transactions, and performance reports for audit readiness.

Risk Management

• Establish robust internal controls to minimize operational, financial, and compliance risks in investment operations.

Key Competencies

• Investment Management Expertise: Strong understanding of insurance investments, portfolio construction, and ALM principles.
• Financial & Market Analysis: Advanced ability to interpret market data, economic indicators, and financial models.
• Regulatory Awareness: Deep understanding of IRA and CMA investment frameworks.
• Risk Management: Skilled in identifying and mitigating investment and liquidity risks.
• Analytical Tools: Proficiency in Excel, Bloomberg, Morningstar, or equivalent portfolio management systems.
• Communication: Strong report-writing and presentation skills for diverse audiences.
• Ethical Integrity: High professional and fiduciary standards.
• Collaboration: Effective teamwork across Finance, Actuarial, and Risk functions.

Academic Background & Relevant Qualifications

• Bachelor’s degree in Finance, Economics, Business Administration, Actuarial Science, Mathematics, or related field.
• Professional certification such as CFA, CPA, or FRM is highly desirable.
• Proficiency in investment analytics, financial modelling, and portfolio management tools.
• Trainings or coursework’s in insurance investment management, treasury, or risk analysis is an advantage.
• Minimum 6 years’ experience in investment or portfolio management within insurance, asset management, or financial services.

• Design and implement investment strategies aligned with Jubilee Life’s risk appetite, asset-liability matching, and long-term financial goals
• Manage fixed income, equity, and alternative investment portfolios to achieve sustainable returns above benchmark yields
• Monitor and rebalance portfolios to optimize returns while maintaining sufficient liquidity for claims, policy maturities, and operations
• Conduct scenario and sensitivity analysis to assess market impacts on solvency, profitability, and capital adequacy
• Support the CFO in preparing the annual investment plan and performance reports for the Investment Committee and the Board
• Conduct in-depth research on financial markets, economic trends, and interest rate movements to inform investment decisions
• Monitor macroeconomic indicators and capital market developments affecting insurance investment returns
• Evaluate and recommend external fund managers or investment opportunities to diversify and strengthen portfolio performance
• Provide data-driven investment insights and reports to management, supporting financial planning and ALM decisions
• Collaborate with the Actuarial and Product Development teams to provide investment input into new product pricing and profitability projections
• Support development of investment-linked products and savings solutions through optimized asset allocation strategies
• Participate in strategic discussions on capital deployment and emerging investment opportunities within the life business
• Prepare and present periodic investment performance reports to the CFO, Investment Committee, and the Board
• Liaise with regulators, fund managers, custodians, and banks to ensure efficient investment operations and compliance
• Partner with internal teams (Finance, Actuarial, and Risk) to align investment outcomes with overall business objectives
• Oversee day-to-day portfolio operations including asset allocation, rebalancing, and trade execution
• Track portfolio performance against approved benchmarks (e.g., government securities, NSE indices) and take corrective actions as needed
• Ensure accurate, timely execution and reporting of investment transactions
• Maintain up-to-date investment records and reconciliations in line with internal and external reporting standards
• Identify, measure, and manage investment risks including market, credit, and liquidity risks
• Implement diversification, duration management, and hedging strategies to mitigate potential losses
• Ensure compliance with the Investment Policy Statement (IPS), IRA investment regulations, and internal exposure limits
• Ensure adherence to all statutory and reporting obligations under the Insurance Act, IRA guidelines, and CMA frameworks
• Maintain comprehensive documentation of investment decisions, transactions, and performance reports for audit readiness
• Establish robust internal controls to minimize operational, financial, and compliance risks in investment operations

• Investment Management Expertise: Strong understanding of insurance investments, portfolio construction, and ALM principles
• Financial & Market Analysis: Advanced ability to interpret market data, economic indicators, and financial models
• Regulatory Awareness: Deep understanding of IRA and CMA investment frameworks
• Risk Management: Skilled in identifying and mitigating investment and liquidity risks
• Analytical Tools: Proficiency in Excel, Bloomberg, Morningstar, or equivalent portfolio management systems
• Communication: Strong report-writing and presentation skills for diverse audiences
• Ethical Integrity: High professional and fiduciary standards
• Collaboration: Effective teamwork across Finance, Actuarial, and Risk functions
• Proficiency in investment analytics, financial modelling, and portfolio management tools

• Bachelor’s degree in Finance, Economics, Business Administration, Actuarial Science, Mathematics, or related field
• Professional certification such as CFA, CPA, or FRM is highly desirable
• Trainings or coursework's in insurance investment management, treasury, or risk analysis is an advantage