Senior Manager
2025-11-28T13:11:41+00:00
M-KOPA SOLAR
https://cdn.greatkenyanjobs.com/jsjobsdata/data/employer/comp_8090/logo/m.png
https://www.m-kopa.com/
FULL_TIME
NAIROBI
Nairobi
00100
Kenya
Finance
Accounting & Finance, Management
2025-12-13T17:00:00+00:00
Kenya
8
We are looking for a Senior Manager to join our Credit team as we scale up and drive digital and financial inclusion across our markets.
Are You Ready to Shape the Future of Credit in Emerging Markets?
At M-KOPA, we're pioneering financial access for millions across Africa. We're seeking a Senior Credit Manager who will serve as an analytical project manager, bridging credit experience, qualitative observations, economic and behavioral research, and technical data analytics to answer the most critical questions about our credit portfolio.
The Role: Your Impact
This position is where analytical rigor meets strategic influence. You'll lead analysis, management, and communications regarding credit performance across our company's portfolio, customers, products, and services. Your work will provide actionable insights that directly influence consumer credit behavior and shape business decisions at the highest levels.
What You'll Do
Credit Management Excellence
Evaluate & Approve: Assess business proposals against sound business criteria, ensure credit risk falls within acceptable parameters, and recommend appropriate credit facilities with strategic terms and conditions
Risk Assessment: Identify, quantify, and evaluate credit risks in relation to profitability and financial viability of business banking credits
Portfolio Analysis: Provide quality analysis using SQL, R, Python, Excel, and BI visualization tools to inform management on credit performance across portfolios, products, and customers
Design Experiments: Create and implement initiatives and experiments aimed at improving and maintaining healthy credit performance across M-KOPA's customer base, working extensively with cross-functional teams
Market Intelligence: Stay attuned to industry and market risk developments and trends, understanding their impact on customers and underlying portfolios
Economic Analysis: Consolidate, analyze, and maintain economic/market data for portfolio analysis, stress testing, and other departmental objectives
Systems, Models & Reporting
Model Development: Contribute to developing credit and financial models including IFRS 9 provisioning, bad debt modeling, cash flow modeling, and predictive loss rate models
Performance Monitoring: Track and report on key metrics for M-KOPA's core products and pilots—including portfolio health, delinquency reporting, repayment rates, and roll rates
Systems Innovation: Challenge existing credit management systems, procedures, and practices, implementing improvements across all credit management areas
Executive Reporting: Lead development of reports for senior management, country leadership teams, and investors using graphical analysis, PowerPoint presentations, and compelling written/verbal communications
Continuous Innovation: Test new data, analytics approaches, and models to push the boundaries of what's possible
Granular Analysis: Analyze portfolio performance at segment level on an ongoing basis, identifying trends and conducting root-cause analysis to isolate key performance drivers
Leadership & Collaboration
Stakeholder Relationships: Build strong relationships with key stakeholders to improve quality of business proposals and turnaround time on pricing and product launches
Technical Communication: Routinely communicate complex technical subject matter clearly to team members and relevant stakeholders
Cross-Functional Partnership: Work in partnership with diverse teams, fostering a supportive and collaborative atmosphere that encourages diverse viewpoints and problem-solving
Team Management: Lead and develop Credit Analysts, prioritizing analyst time across various projects
Your Decision-Making Authority
This role comes with significant responsibility. You'll make recommendations and decisions on:
Credit metric assumptions for pricing models
Country-wide KYC and underwriting standards
Prioritization of analyst time on various projects
Bad debt provisioning and adjustments
Interventions to improve credit performance
Product, service, and pricing decisions
What You Bring
Essential Experience & Education:
6-10 years of work experience in consumer credit, asset finance, pricing, data science, behavioral research, or strategy consulting
Proven track record managing teams, portfolios, and complex projects
Bachelor's or Master's degree preferably in quantitative fields: Economics, Econometrics, Data Analytics, Computer Science, Statistics, Engineering, Credit Management, Finance, or Behavioral Psychology
Technical Mastery:
Analytical Tools: Proficiency in SQL, R, Python, PowerBI, Excel, PowerPoint, Word
Credit & Financial Analysis: Skills to effectively evaluate and report on key performance metrics
Statistical Foundation: Clear understanding of statistics, quantitative methods, and best practices
Business Concepts: Deep understanding of ROI analysis, discounted cash flow, causality, and statistical significance
Highly Valued:
Knowledge of lending business practices and consumer credit in emerging markets
Experience with IFRS 9 provisioning and financial modeling
Understanding of behavioral economics and credit psychology
Key Competencies:
Core: Adaptability | Innovation | Continuous Learning | Results-Oriented | Fostering Feedback | Attention to Detail
Leadership: Strategic Leadership | Strategic Thinking & Planning | Building Collaborative Teams | Managing Performance & Coaching | Leading Change
Technical: Credit Risk Management | Credit Risk Assessment | Business Environmental Analysis | Credit Analytics & Reporting | Credit Portfolio Management
Why This Role Matters
You won't just manage credit—you'll shape how millions of people access financial services. Your analyses will directly influence pricing strategies, product development, and credit policies across multiple African markets. You'll present to C-suite executives and investors, design experiments that test new approaches, and build models that forecast portfolio performance.
This is analytical work with real human impact—where your ability to identify problems, scope solutions, manage analytical workflows, and communicate actionable recommendations will directly contribute to M-KOPA's mission of financial inclusion.
Ready to Lead Credit Innovation in Africa?
If you're excited by complexity, energized by emerging markets, and ready to make decisions that impact millions of lives, we want to hear from you.
Apply now and join M-KOPA's mission to transform credit access across Africa.
What You'll Do Credit Management Excellence Evaluate & Approve: Assess business proposals against sound business criteria, ensure credit risk falls within acceptable parameters, and recommend appropriate credit facilities with strategic terms and conditions Risk Assessment: Identify, quantify, and evaluate credit risks in relation to profitability and financial viability of business banking credits Portfolio Analysis: Provide quality analysis using SQL, R, Python, Excel, and BI visualization tools to inform management on credit performance across portfolios, products, and customers Design Experiments: Create and implement initiatives and experiments aimed at improving and maintaining healthy credit performance across M-KOPA's customer base, working extensively with cross-functional teams Market Intelligence: Stay attuned to industry and market risk developments and trends, understanding their impact on customers and underlying portfolios Economic Analysis: Consolidate, analyze, and maintain economic/market data for portfolio analysis, stress testing, and other departmental objectives Systems, Models & Reporting Model Development: Contribute to developing credit and financial models including IFRS 9 provisioning, bad debt modeling, cash flow modeling, and predictive loss rate models Performance Monitoring: Track and report on key metrics for M-KOPA's core products and pilots—including portfolio health, delinquency reporting, repayment rates, and roll rates Systems Innovation: Challenge existing credit management systems, procedures, and practices, implementing improvements across all credit management areas Executive Reporting: Lead development of reports for senior management, country leadership teams, and investors using graphical analysis, PowerPoint presentations, and compelling written/verbal communications Continuous Innovation: Test new data, analytics approaches, and models to push the boundaries of what's possible Granular Analysis: Analyze portfolio performance at segment level on an ongoing basis, identifying trends and conducting root-cause analysis to isolate key performance drivers Leadership & Collaboration Stakeholder Relationships: Build strong relationships with key stakeholders to improve quality of business proposals and turnaround time on pricing and product launches Technical Communication: Routinely communicate complex technical subject matter clearly to team members and relevant stakeholders Cross-Functional Partnership: Work in partnership with diverse teams, fostering a supportive and collaborative atmosphere that encourages diverse viewpoints and problem-solving Team Management: Lead and develop Credit Analysts, prioritizing analyst time across various projects Your Decision-Making Authority This role comes with significant responsibility. You'll make recommendations and decisions on: Credit metric assumptions for pricing models Country-wide KYC and underwriting standards Prioritization of analyst time on various projects Bad debt provisioning and adjustments Interventions to improve credit performance Product, service, and pricing decisions What You Bring
Core: Adaptability | Innovation | Continuous Learning | Results-Oriented | Fostering Feedback | Attention to Detail Leadership: Strategic Leadership | Strategic Thinking & Planning | Building Collaborative Teams | Managing Performance & Coaching | Leading Change Technical: Credit Risk Management | Credit Risk Assessment | Business Environmental Analysis | Credit Analytics & Reporting | Credit Portfolio Management
6-10 years of work experience in consumer credit, asset finance, pricing, data science, behavioral research, or strategy consulting Proven track record managing teams, portfolios, and complex projects Bachelor's or Master's degree preferably in quantitative fields: Economics, Econometrics, Data Analytics, Computer Science, Statistics, Engineering, Credit Management, Finance, or Behavioral Psychology Technical Mastery: Analytical Tools: Proficiency in SQL, R, Python, PowerBI, Excel, PowerPoint, Word Credit & Financial Analysis: Skills to effectively evaluate and report on key performance metrics Statistical Foundation: Clear understanding of statistics, quantitative methods, and best practices Business Concepts: Deep understanding of ROI analysis, discounted cash flow, causality, and statistical significance
JOB-69299f8da1174
Vacancy title:
Senior Manager
[Type: FULL_TIME, Industry: Finance, Category: Accounting & Finance, Management]
Jobs at:
M-KOPA SOLAR
Deadline of this Job:
Saturday, December 13 2025
Duty Station:
NAIROBI | Nairobi | Kenya
Summary
Date Posted: Friday, November 28 2025, Base Salary: Not Disclosed
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JOB DETAILS:
We are looking for a Senior Manager to join our Credit team as we scale up and drive digital and financial inclusion across our markets.
Are You Ready to Shape the Future of Credit in Emerging Markets?
At M-KOPA, we're pioneering financial access for millions across Africa. We're seeking a Senior Credit Manager who will serve as an analytical project manager, bridging credit experience, qualitative observations, economic and behavioral research, and technical data analytics to answer the most critical questions about our credit portfolio.
The Role: Your Impact
This position is where analytical rigor meets strategic influence. You'll lead analysis, management, and communications regarding credit performance across our company's portfolio, customers, products, and services. Your work will provide actionable insights that directly influence consumer credit behavior and shape business decisions at the highest levels.
What You'll Do
Credit Management Excellence
Evaluate & Approve: Assess business proposals against sound business criteria, ensure credit risk falls within acceptable parameters, and recommend appropriate credit facilities with strategic terms and conditions
Risk Assessment: Identify, quantify, and evaluate credit risks in relation to profitability and financial viability of business banking credits
Portfolio Analysis: Provide quality analysis using SQL, R, Python, Excel, and BI visualization tools to inform management on credit performance across portfolios, products, and customers
Design Experiments: Create and implement initiatives and experiments aimed at improving and maintaining healthy credit performance across M-KOPA's customer base, working extensively with cross-functional teams
Market Intelligence: Stay attuned to industry and market risk developments and trends, understanding their impact on customers and underlying portfolios
Economic Analysis: Consolidate, analyze, and maintain economic/market data for portfolio analysis, stress testing, and other departmental objectives
Systems, Models & Reporting
Model Development: Contribute to developing credit and financial models including IFRS 9 provisioning, bad debt modeling, cash flow modeling, and predictive loss rate models
Performance Monitoring: Track and report on key metrics for M-KOPA's core products and pilots—including portfolio health, delinquency reporting, repayment rates, and roll rates
Systems Innovation: Challenge existing credit management systems, procedures, and practices, implementing improvements across all credit management areas
Executive Reporting: Lead development of reports for senior management, country leadership teams, and investors using graphical analysis, PowerPoint presentations, and compelling written/verbal communications
Continuous Innovation: Test new data, analytics approaches, and models to push the boundaries of what's possible
Granular Analysis: Analyze portfolio performance at segment level on an ongoing basis, identifying trends and conducting root-cause analysis to isolate key performance drivers
Leadership & Collaboration
Stakeholder Relationships: Build strong relationships with key stakeholders to improve quality of business proposals and turnaround time on pricing and product launches
Technical Communication: Routinely communicate complex technical subject matter clearly to team members and relevant stakeholders
Cross-Functional Partnership: Work in partnership with diverse teams, fostering a supportive and collaborative atmosphere that encourages diverse viewpoints and problem-solving
Team Management: Lead and develop Credit Analysts, prioritizing analyst time across various projects
Your Decision-Making Authority
This role comes with significant responsibility. You'll make recommendations and decisions on:
Credit metric assumptions for pricing models
Country-wide KYC and underwriting standards
Prioritization of analyst time on various projects
Bad debt provisioning and adjustments
Interventions to improve credit performance
Product, service, and pricing decisions
What You Bring
Essential Experience & Education:
6-10 years of work experience in consumer credit, asset finance, pricing, data science, behavioral research, or strategy consulting
Proven track record managing teams, portfolios, and complex projects
Bachelor's or Master's degree preferably in quantitative fields: Economics, Econometrics, Data Analytics, Computer Science, Statistics, Engineering, Credit Management, Finance, or Behavioral Psychology
Technical Mastery:
Analytical Tools: Proficiency in SQL, R, Python, PowerBI, Excel, PowerPoint, Word
Credit & Financial Analysis: Skills to effectively evaluate and report on key performance metrics
Statistical Foundation: Clear understanding of statistics, quantitative methods, and best practices
Business Concepts: Deep understanding of ROI analysis, discounted cash flow, causality, and statistical significance
Highly Valued:
Knowledge of lending business practices and consumer credit in emerging markets
Experience with IFRS 9 provisioning and financial modeling
Understanding of behavioral economics and credit psychology
Key Competencies:
Core: Adaptability | Innovation | Continuous Learning | Results-Oriented | Fostering Feedback | Attention to Detail
Leadership: Strategic Leadership | Strategic Thinking & Planning | Building Collaborative Teams | Managing Performance & Coaching | Leading Change
Technical: Credit Risk Management | Credit Risk Assessment | Business Environmental Analysis | Credit Analytics & Reporting | Credit Portfolio Management
Why This Role Matters
You won't just manage credit—you'll shape how millions of people access financial services. Your analyses will directly influence pricing strategies, product development, and credit policies across multiple African markets. You'll present to C-suite executives and investors, design experiments that test new approaches, and build models that forecast portfolio performance.
This is analytical work with real human impact—where your ability to identify problems, scope solutions, manage analytical workflows, and communicate actionable recommendations will directly contribute to M-KOPA's mission of financial inclusion.
Ready to Lead Credit Innovation in Africa?
If you're excited by complexity, energized by emerging markets, and ready to make decisions that impact millions of lives, we want to hear from you.
Apply now and join M-KOPA's mission to transform credit access across Africa.
Work Hours: 8
Experience in Months: 72
Level of Education: bachelor degree
Job application procedure
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