Banking finance Jobs at Stanbic Bank, CrossBoundary, Bank Limited and HF Group

 

Deadline of this Job: 09 August 2022
JOB DETAILS:

Job Description
Be part of the East African distribution team which is in turn part of a wider global distribution team in (South Africa, West Africa and International (London) dedicated to arranging syndicated debt funding solutions, distributing loans and structured credit products originated by Coverage and Product teams for CIB clients within the key industry and product groups including: FMCG, Telecom & Media, Oil & Gas, Energy & Infrastructure, Real Estate Finance, Public Sector and all other CIB client franchise, whilst working very closely with the associated product teams including: Corporate Financing Solutions, Energy and Infrastructure, Real Estate Finance amongst others.
Be involved in deals from inception to close – working with origination teams to ensure appropriate structuring and pricing of transactions to market, advising and developing a “sell down” strategy whether it be via a primary syndication, a sale in the secondary market, managing a small club of banks etc.

Majority of time is spent in multiple inter-facing meetings including: deal teams, external market investors for primary and secondary bookrunning purposes (market soundings where relevant) and client facing meetings.
Working with senior members of the Distribution team, guide IB deal teams to structure debt products for distribution and provide pricing guidance, based on knowledge of the market and experience across a broad spectrum of transactions. This is important to ensure Standard Bank is competitive in the pricing and structuring of its debt product offerings versus other banks which are active in the market. It also ensures the structure of the transaction is palatable to other investors, thereby allowing the bank to reduce its exposure to the transaction should it need to.
This action accomplished through detailed discussions with deal teams at an early stage in the transaction’s development, and through the provision of Distribution Commentary for inclusion in NBAC and Credit Committee applications. Distribution is an active participant in discussions at Global and Regional NBACs and at Credit Committees and Quarterly GovCo meetings. These all contribute and drives the decision in terms of whether the bank is willing to take underwriting risk on transactions. Prepare distribution comments for NBAC and Credit.
Attend coverage and product team meetings, stay up to date with activity in the market and share knowledge gained with rest of team. Be an industry specialist in the context of investor appetite in understanding the major market and economic drivers impacting the investor appetite and trends that will dictate the Distribution’s ability to underwrite and syndicate facilities.
Engage with the investor market and establish long-term relationships with co –lead Arranging Banks for syndicated loan financing transactions; develop a diverse global investor base from commercial Banks to non-Bank Financial institutions including: developmental financial institutions, hedge funds, asset managers, pension funds,etc..
Maintain relationships with key investors and competitors (other banks). The role also requires the balancing of internal interests with those of our key investors. This is important to ensure SB remains in touch with the market, that it understands which assets its clients are looking for, and that we are showing the right assets to the right investors. Accomplished through ongoing strategic dialogue with investors and the development and maintenance of mutually respectful and honest relationships.
Assist in managing syndication process, co-ordination of preparation of syndication materials with deal team and client, arrange banking meeting and set up book running sites on Debt Domain if relevant.
Manage the book running process including the communication and co-ordination with joint co-arrangers and book runners. Contribute to bi-weekly and update monthly report on transactions responsible for Credit Governance Committee. Internal reporting (tracker, sell down reports etc) and effective communication across the global distribution and structuring teams
Assist in the execution of secondary sales where relevant.
Assist in the development of alternative forms of distribution through co-ordination of this process involving different areas of expertise (Global Markets, Securitisation, Debt Solutions).

Minimum Requirements
First Degree and a Masters Degree (preferred but not necessary) in any discipline but banking, Finance or Law is an added advantage
Experience
Minimum 3-5 years work experience in Corporate and Investment Banking, Credit, Structured Finance and/or Global Markets

Asset Management Director job at CrossBoundary

Deadline of this Job: 10 August 2022
JOB DETAILS:
Asset Management Director

Who You Are
• Self-starter who is passionate about clean energy and its potential to transform underserved markets in Africa
• Comfortable with ambiguity; you are effective in a fast-moving and complex environment that does not have a fixed rule book.
• A practical thinker known for choosing the simple, robust solution where more complicated approaches would deliver the same results
• Patient and skilled at training up contractors to consistently deliver excellent work
• Sound commercial judgement; independently assesses the most economical interventions
• Considers the long-term view when evaluating the costs and benefits of a potential solution
• A creative problem-solver not afraid to get their hands dirty to untangle a complex issue
• High tolerance for ambiguity and an ability to operate effectively in a changing context
• Strong written and verbal communication skills; ability to communicate clearly and effectively with diverse audiences
• Curiosity: Eagerness to take on new types of work, even without prior experience/direct supervision

Required Qualifications
• 7+ years of relevant working experience
• Experience with operating or managing a portfolio of medium to large scale energy generation projects (thermal or solar PV) – consulting, developer, IPP, operator
• Understanding of the power system asset management environment including contracting structures, performance metrics, and guarantee structures, technical innovations, commercial and financial implications
• Understanding of key aspects that govern the configuration requirements of hybrid plants for different technologies [capex, opex, fuel efficiency curves, spinning reserve, PV oversupply, modularity, solar penetration, etc.]

Primary Responsibilities
• Responsible for leading and managing the overall technical and commercial performance of CBE’s operating portfolio of projects
• Manage and optimize the performance monitoring, reporting, and contract management systems at a portfolio level
• Ensure compliance of all statutory and contractual requirements for all projects in the operating portfolio
• Interface regularly and effectively with the operations and finance teams to continue improving on the systems and processes required to manage the operating portfolio
• Drive innovation with respect to hardware and software configuration (SCADA) to optimize plant performance and efficient management, invoicing, and reporting
• Provide commissioning support to the project delivery teams to facilitate effective handover from delivery to operation
• Continue to evaluate and assess the O&M contracting strategy to optimize cost and performance (i.e., Regional O&M portfolios, outsource vs insource


Deadline of this Job: 07 August 2022
JOB DETAILS:
Business Banker

Location: Head Office
To provide branch-based business banking, sales and service facilities to business customers requiring financial products and service solutions

Responsibilities
• Will be responsible for growing and retaining customer base on Transaction Accounts, Current Accounts and Savings Accounts as well as growing and managing all Business loans portfolio and Digital Products and services.
• Minimize exposures to and impact of operational risks through application of policies and procedures.
• Generate target audience lists and sales call plans; implement and make call reports as well as customer visits.
• Responsible for identifying and reporting potential and actual Money Laundering Risk, including suspicious transactions in accordance with the laid down AML policies & procedures.
• Promoting and selling a range of appropriate Kingdom Bank product offerings and solutions that meet the financial needs of business customers.
• Cross-selling additional products & services to existing customers
• Mining existing customer data to identify expansion and/or additional business opportunities.
• Identifying opportunities to migrate top-end customers.
• Completion and submission of credit application information requirements together with supporting documents.
• Ensures that all new businesses are in line with AML/KYC and CTF laws and regulations and customer information is regularly updated.
• Ensure adherence of all bank’s prescribed processes, standard operating procedures, and central bank requirements.

Qualifications
• Bachelor’s degree in Commerce/Business related field.
• Have a minimum of 3 years working in the Banking Industry, with exposure in Micro and SME businesses.
• Experience in sales
• Sound knowledge of the Banking Act and the regulatory framework in the Financial Services Industry
• Able to apply Financial knowledge and skills to achieve business goals
• Able to identify and minimize potential and inherent risks in banking
• Communicates effectively and can explain complex Business issues


Deadline of this Job: 15 August 2022
OB DETAILS:
The Head of Micro & Small Business will be the principal contact between a designated portfolio of small enterprises in order to drive business, manage sector profitability growth and maximize revenue. He/she will be responsible for the management of Client relationships to deliver products and services.He/she will be responsible for understanding the needs of his/her clients and developing tailored solutions to meet these needs using the Bank’s suite of products and services targeted to the segment.The role holder will also be responsible for managing his/her clients across the financing cycle, ensuring compliance with the Bank’s internal policies, regulatory guidelines.

Principle Accountabilities
• Responsible for developing a detailed strategy that would enable him/her grow and maintain a customer portfolio that will ensure the delivery of the business targets in accordance with the Department’s annual performance plans.
• Support the drive of growth and opportunities in the assigned sectors.
• The Manager shall manage a portfolio of small enterprises banking customers, with accountability for sales, service, risk and operational delivery and acquisition of new to bank customers.
• The Manager is responsible for effectively executing all the agreed business development and growth strategies in accordance with the long, medium- and short-term plans of the Bank and as set by the Head of SME And Commercial Banking. This will be done through active portfolio management and development by maintaining & growing existing income sources and meeting set targets for new business.
• Responsible for building a high-quality portfolio by effectively managing clients across the entire financing cycle.
• Deliver a high-quality service by owning customer engagement, striving for excellence in all interactions with (prospective) customer or other professionals, and always acting according to the highest professional standards.
• Ensure that client plans are co-ordinated and the respective support teams are in place with Critical Account objectives accepted, where applicable.
• Take a proactive approach to client planning across the portfolio collaborating with product partners and senior management, as appropriate.
• Establish an effective working relationship with the Risk Management teams, in order to validate the accuracy of the customer risk profile.
• Ensure early identification of problem relationships and take action where there are potential and existing problem accounts to protect HFC interests.
• Conduct review of the sector performance, addressing key mitigants and growth opportunities in the market.
• Conduct consistent monitoring of deals to prevent defaults on client’s payment, alterations in the client’s business, and to be aware of forthcoming client’s financial needs.
• To continuously be reassessing risks associated with the sector the client is in and inherent in the business, taking account of changing economic or market conditions, legal and regulatory requirements, operating procedures and practices, management restructurings
• Contact the client immediately (meeting him/her in person if required) in the event of non-payment of a facility installment, and, if not resolved, take subsequent actions to recover credit in arrears according to Bank procedures.
• Monitor facility accounts in arrears and work with the relevant Bank staff to reduce the portfolio at risk, and work with the Collections Unit to develop and implement recovery processes.
• Responsible for ensuring that his/her assigned portfolio complies with Bank policies..

Minimum Qualifications, Knowledge and Experience
• A Business related degree from an accredited university preferably with a major in Finance, Marketing and/or Economics;
• At least five (5) years’ experience in banking, with proven experience of at least two (2) years in a similar position or at least 3 years banking experience and sales/marketing background, where he/she managed a portfolio of SME or Commercial/Corporate Banking clients.
• Experience managing borrowing customers and analyzing financing proposals, especially for SME.

Key Competencies and Skills
• Selling skills
• Analytical skills
• Negotiation skills
• Supervisory skills
• IT Skills
• Report writing
• Communication skills
• Product knowledge
• Team Work
• Listening skills,
• Decision making skills
• Accountability
• Relating & networking skills
• Business acumen,
• Delivering results and meeting customer expectations
• Verbal & written communication.

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Deadline of this Job: 15 August 2022

Deadline of this Job: 07 August 2022