Microcredit Assistant
2025-05-23T14:28:00+00:00
Winas Saving And Credit Co-operative Society Limited
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https://winassacco.com/
FULL_TIME
Embu
Nairobi
Nairobi
00100
Kenya
Financial Services
Accounting & Finance
2025-06-06T17:00:00+00:00
Kenya
8
Microcredit Assistant at Winas Saving And Credit Co-operative Society Limited
|
JOB TITLE:
DEPARTMENT:
LOCATION:
REPORTS TO:
JOB GRADE:
|
Microcredit Assistant
Operations
Branch
Supervisor
2A-2D
|
JOB SUMMARY
The position holder will be responsible for the growth of micro finance portfolio, monitoring and evaluation of finances by ensuring the group bond is intact.
Duties and responsibilities
- Assisting in identifying and forming of micro finance groups and training;
- Participating in training of groups;
- Making group visits;
- Carrying business assessment for loan applications;
- Appraising loan applications in strict conformity with the micro finance policy;
- Tracking loans and making follow-ups on defaulted loans;
- Ensuring reconciliation of group accounts are done regularly;
- Mobilizing resources for expansion and growth of micro finance program;
- Ensuring proper business assessment is done for all loan applications;
- Writing monthly micro credit reports for the groups;
- Ensuring micro credit loan applications are properly and accurately appraised;
- Closely monitoring business performance of loanees and detect early any signs of defaulting;
- Ensuring strict adherence to micro credit policy in loan granting and loan administration.
- Advising the supervisor on the lending rates after careful consideration of the cost of the deposits used in lending;
- Ensuring all micro credit loan applications are promptly submitted for approval;
- Facilitating groups to keep accurate records and in particular to regularly reconcile group accounts records;
- To ensure proper maintenance of members records and in particular members files, registers and member accounts;
- Ensuring proper management of micro finance loan portfolio;
- Performing any other duties that may be assigned.
KEY QUALIFICATIONS AND COMPETENCIES
Academic & Professional Qualifications
- Minimum Kenya Certificate of Secondary Education (C) Plain
- Diploma in credit management or related course.
- Minimum CPA section 11
- Age 28 – 35 years
Experience:
2 to 3 years’ experience as an micro credit assistant or small lending, preferable within a Sacco or micro finance institution or a bank
Skills and Competencies
- Good leadership and business skills in micro lending in a financial institution
- High initiative and ability to work independently with minimum supervision;
- A person of high integrity and ethical behavior;
- Ability to use computers and related technology efficiently;
- Be result oriented and possess excellent communication and interpersonal skills;
- A good understanding of credit with relevant skills in lending and. recovery
Assisting in identifying and forming of micro finance groups and training; Participating in training of groups; Making group visits; Carrying business assessment for loan applications; Appraising loan applications in strict conformity with the micro finance policy; Tracking loans and making follow-ups on defaulted loans; Ensuring reconciliation of group accounts are done regularly; Mobilizing resources for expansion and growth of micro finance program; Ensuring proper business assessment is done for all loan applications; Writing monthly micro credit reports for the groups; Ensuring micro credit loan applications are properly and accurately appraised; Closely monitoring business performance of loanees and detect early any signs of defaulting; Ensuring strict adherence to micro credit policy in loan granting and loan administration. Advising the supervisor on the lending rates after careful consideration of the cost of the deposits used in lending; Ensuring all micro credit loan applications are promptly submitted for approval; Facilitating groups to keep accurate records and in particular to regularly reconcile group accounts records; To ensure proper maintenance of members records and in particular members files, registers and member accounts; Ensuring proper management of micro finance loan portfolio; Performing any other duties that may be assigned.
Good leadership and business skills in micro lending in a financial institution High initiative and ability to work independently with minimum supervision; A person of high integrity and ethical behavior; Ability to use computers and related technology efficiently; Be result oriented and possess excellent communication and interpersonal skills; A good understanding of credit with relevant skills in lending and. recovery
Minimum Kenya Certificate of Secondary Education (C) Plain Diploma in credit management or related course. Minimum CPA section 11 Age 28 – 35 years 2 to 3 years’ experience as an micro credit assistant or small lending, preferable within a Sacco or micro finance institution or a bank
JOB-683085f065e69
Vacancy title:
Microcredit Assistant
[Type: FULL_TIME, Industry: Financial Services, Category: Accounting & Finance]
Jobs at:
Winas Saving And Credit Co-operative Society Limited
Deadline of this Job:
Friday, June 6 2025
Duty Station:
Embu | Nairobi | Nairobi | Kenya
Summary
Date Posted: Friday, May 23 2025, Base Salary: Not Disclosed
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JOB DETAILS:
Microcredit Assistant at Winas Saving And Credit Co-operative Society Limited
|
JOB TITLE:
DEPARTMENT:
LOCATION:
REPORTS TO:
JOB GRADE:
|
Microcredit Assistant
Operations
Branch
Supervisor
2A-2D
|
JOB SUMMARY
The position holder will be responsible for the growth of micro finance portfolio, monitoring and evaluation of finances by ensuring the group bond is intact.
Duties and responsibilities
- Assisting in identifying and forming of micro finance groups and training;
- Participating in training of groups;
- Making group visits;
- Carrying business assessment for loan applications;
- Appraising loan applications in strict conformity with the micro finance policy;
- Tracking loans and making follow-ups on defaulted loans;
- Ensuring reconciliation of group accounts are done regularly;
- Mobilizing resources for expansion and growth of micro finance program;
- Ensuring proper business assessment is done for all loan applications;
- Writing monthly micro credit reports for the groups;
- Ensuring micro credit loan applications are properly and accurately appraised;
- Closely monitoring business performance of loanees and detect early any signs of defaulting;
- Ensuring strict adherence to micro credit policy in loan granting and loan administration.
- Advising the supervisor on the lending rates after careful consideration of the cost of the deposits used in lending;
- Ensuring all micro credit loan applications are promptly submitted for approval;
- Facilitating groups to keep accurate records and in particular to regularly reconcile group accounts records;
- To ensure proper maintenance of members records and in particular members files, registers and member accounts;
- Ensuring proper management of micro finance loan portfolio;
- Performing any other duties that may be assigned.
KEY QUALIFICATIONS AND COMPETENCIES
Academic & Professional Qualifications
- Minimum Kenya Certificate of Secondary Education (C) Plain
- Diploma in credit management or related course.
- Minimum CPA section 11
- Age 28 – 35 years
Experience:
2 to 3 years’ experience as an micro credit assistant or small lending, preferable within a Sacco or micro finance institution or a bank
Skills and Competencies
- Good leadership and business skills in micro lending in a financial institution
- High initiative and ability to work independently with minimum supervision;
- A person of high integrity and ethical behavior;
- Ability to use computers and related technology efficiently;
- Be result oriented and possess excellent communication and interpersonal skills;
- A good understanding of credit with relevant skills in lending and. recovery
Work Hours: 8
Experience in Months: 24
Level of Education: bachelor degree
Job application procedure
Interested and qualified? Click Here to apply
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