Vacancy title:
Credit Assessment Officers

[Type: FULL_TIME, Industry: Engineering Services, Category: Management, Accounting & Finance, Sales & Retail, Advertising & Marketing, Business Operations, Transportation & Logistics, Customer Service]

Jobs at:
Ignite Energy Access

Deadline of this Job:
Monday, July 20 2026

Duty Station:
Nairobi | Nairobi

Summary
Date Posted: Monday, July 6 2026, Base Salary: Not Disclosed

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JOB DETAILS:

CREDIT ASSESSMENT OFFICER

Job Title: Credit Assessment Officer
Department: Credit
Reports To: Credit Manager

Job Purpose

To evaluate loan applications by assessing applicants' creditworthiness, financial capacity, and repayment ability while ensuring compliance with organizational credit policies and regulatory requirements.

Key Responsibilities

• Review and assess loan applications and supporting documentation.
• Conduct credit analysis, affordability assessments, and risk evaluations.
• Verify applicant information through credit reference bureaus and other approved sources.
• Prepare credit appraisal reports and recommendations.
• Ensure compliance with internal credit policies and regulatory guidelines.
• Monitor approved facilities and identify emerging credit risks.
• Liaise with relationship officers and customers to obtain additional information where necessary.
• Maintain accurate credit records and documentation.
• Support portfolio quality through sound credit decision-making.
• Participate in continuous improvement of credit assessment processes.

Qualifications and Experience

• Bachelor's degree in Finance, Banking, Accounting, Economics, Business Administration, or a related field.
• Minimum of 1–3 years' experience in credit appraisal, underwriting, or credit risk management.
• Knowledge of credit scoring, financial statement analysis, and lending regulations in Kenya.
• Proficiency in Microsoft Office and credit management systems.

Key Competencies

• Credit analysis and risk assessment.
• Analytical and numerical skills.
• Attention to detail.
• Decision-making ability.
• Communication and report writing skills.
• Integrity and confidentiality.
• Time management.
• Customer focus.

Work Hours: 8

Experience in Months: 12

Level of Education: bachelor degree

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