Background

Our client in the Finance Industry is seeking to recruit a results-driven Credit Officer to support credit operations through effective loan appraisal, risk assessment, client onboarding, and portfolio management, while contributing to business growth and financial inclusion.

Key Responsibilities

• Assess, review, and process loan applications in line with company policies
• Analyze client financial information to evaluate creditworthiness and risk
• Manage and monitor loan portfolios to ensure timely repayments
• Prospect, onboard, and maintain strong relationships with clients
• Prepare and maintain accurate credit documentation and records
• Follow up on repayments and support recovery of non-performing loans
• Meet individual and team sales and lending targets
• Provide regular credit and portfolio performance reports

Required Qualifications & Experience

• Diploma or Degree in Business, Finance, Economics, or a related field
• 3–10 years hands-on experience, preferably in microfinance or lending institutions
• Strong knowledge of credit analysis, risk assessment, and loan management
• Proven ability in client prospecting, onboarding, and meeting sales targets
• Excellent communication, negotiation, and interpersonal skills
• Ability to work independently in a target-driven environment

• Assess, review, and process loan applications in line with company policies
• Analyze client financial information to evaluate creditworthiness and risk
• Manage and monitor loan portfolios to ensure timely repayments
• Prospect, onboard, and maintain strong relationships with clients
• Prepare and maintain accurate credit documentation and records
• Follow up on repayments and support recovery of non-performing loans
• Meet individual and team sales and lending targets
• Provide regular credit and portfolio performance reports

• Strong knowledge of credit analysis, risk assessment, and loan management
• Proven ability in client prospecting, onboarding, and meeting sales targets
• Excellent communication, negotiation, and interpersonal skills
• Ability to work independently in a target-driven environment

• Diploma or Degree in Business, Finance, Economics, or a related field
• 3–10 years hands-on experience, preferably in microfinance or lending institutions