Factorhouse Ltd is a fast cash and working capital solutions for employed people in Kenya.

Loans Officer

Job Type

Full Time , Onsite

Qualification

BA/BSc/HND , Diploma

Experience

3 - 5 years

Location

Nairobi

Job Field

Banking , Sales and Business Development

Salary Range

KSh 30,000 - KSh 50,000/month

As a Loans Officer, your primary role is to Maintain and grow a healthy Loan portfolio through prudent loan administration and compliance with policies and procedures.

Detailed Responsibilities

Reviewing Loan Applications and Processing of Loans for Disbursement. This will include ensuring full documentation and due diligence on every loan before processing for payment.

Offer Customer Service Support through continuously engaging the customers and maintaining strong positive relationships with borrowers.

Ensure that all loans in your Portfolio are collected at due dates.

Preparation and presentation of comprehensive, timely & reliable Daily, Weekly and Monthly Collection and Portfolio Performance Reports.

Qualifications, Experience & Attributes

• Bachelor’s degree or Diploma in Business related field.
• At least 3 years’ experience in Unsecured Lending Environment (Digital Credit Providers, MFIs and other Unsecured Lending Businesses environments)
• Proven adeptness in Credit Appraisals, Disbursements and Debt Collection.
• Experience dealing with high volume calling and hitting monthly targets
• Persuasive with strong communication skills
• Self –driven and demonstrate ability to work with minimum supervision
• Strong attention to detail, goal oriented.
• Outgoing and confident personality who is able to operate at all levels.

• Reviewing Loan Applications and Processing of Loans for Disbursement. This will include ensuring full documentation and due diligence on every loan before processing for payment.
• Offer Customer Service Support through continuously engaging the customers and maintaining strong positive relationships with borrowers.
• Ensure that all loans in your Portfolio are collected at due dates.
• Preparation and presentation of comprehensive, timely & reliable Daily, Weekly and Monthly Collection and Portfolio Performance Reports.

• Persuasive with strong communication skills
• Self –driven and demonstrate ability to work with minimum supervision
• Strong attention to detail, goal oriented.
• Outgoing and confident personality who is able to operate at all levels.

• Bachelor’s degree or Diploma in Business related field.
• At least 3 years’ experience in Unsecured Lending Environment (Digital Credit Providers, MFIs and other Unsecured Lending Businesses environments)
• Proven adeptness in Credit Appraisals, Disbursements and Debt Collection.
• Experience dealing with high volume calling and hitting monthly targets