Vacancy title:
Principal Credit Officer, AHB 5 (Home Allocation and Financing)

[Type: FULL_TIME, Industry: Construction, Category: Management, Accounting & Finance, Business Operations, Civil & Government, Real Estate]

Jobs at:
Affordable Housing Board (AHB)

Deadline of this Job:
Tuesday, March 17 2026

Duty Station:
Nairobi | Nairobi

Summary
Date Posted: Tuesday, March 3 2026, Base Salary: Not Disclosed

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JOB DETAILS:

Background information about the job or company (e.g., role context, company overview)

The right to housing is embedded in the Constitution of Kenya, which provides that every person has the right to accessible and adequate housing. With Kenya’s growing economy and one of the fastest-growing urbanisation rates in the continent, the demand for housing has never been greater. The Affordable Housing Board is established under the Affordable Ho...

Responsibilities or duties

The duties and responsibilities of a Principal Credit Officer will entail:

• Developing and implementing strategies for the credit and applications department in alignment with Board goals and objectives;
• Make high-level decisions on credit approvals, rejections, or conditional approvals based on thorough evaluations and risk assessments;
• Ensuring that all credit applications, approvals, and related transactions are accurately documented and maintained;
• Liaising with legal, finance, and other relevant departments to ensure seamless processing and compliance with all necessary documentation and approvals;
• Addressing and resolving complex issues or complaints raised by applicants in a timely and professional manner;
• Analyzing the performance of the credit portfolio, including approval rates, delinquency rates, and default rates;
• Preparing and presenting detailed reports on credit activities, performance metrics, and risk assessments to the Board of Directors and other stakeholders;
• Promoting the adoption of new technologies and best practices to optimize credit operations;
• Implementing feedback from applicants, team members, and senior management and the Board of Directors to drive continuous improvement initiatives;
• Coordinating with internal and external auditors to facilitate credit audits and ensure compliance with all regulations;
• Identifying potential risks in the credit application process and developing strategies to mitigate these risks.

Qualifications or requirements (e.g., education, skills)

For appointment to this grade, the applicant must have:

• Cumulative service period of nine (9) years’ relevant work experience, three (3) of which must have been at the grade of Senior Credit Officer or in a comparable position;
• Bachelor’s degree in any of the following disciplines: Banking, Finance, Economics, Commerce, Business Administration, Real Estate, or equivalent qualification from a recognized institution;
• Membership in a relevant professional body, where applicable, and in good standing;
• Management course lasting not less than four (4) weeks from a recognized institution;
• Proficiency in computer applications; and
• Fulfilled the requirements of Chapter Six (6) of the Constitution of Kenya.

Work Hours: 8

Experience in Months: 12

Level of Education: bachelor degree

Job application procedure
Interested in applying for this job? Click here to submit your application now.

Interested and eligible candidates may access the detailed job description, specifications and experience required for the position from the AHB’s Website https://affordablehousingboard.go.ke or www.acalconsulting.co.ke/Careers. Candidates should submit their applications including the cover letter, copy of National ID, copies of academic and professional certificates, testimonials and detailed CV, indicating current position, qualifications, working experience, names of three (3) professional referees, current remuneration and daytime telephone.

Applicants MUST submit their completed application quoting the job reference “Chief Executive Officer- AHB Grade 1” and include the required attachments via ONLY to) addressed to;

THE BOARD CHAIRMAN,

AFFORDABLE HOUSING BOARD (AHB),

P.O BOX 27521- 00100,

NAIROBI.

The subject of the  shall read “CHIEF EXECUTIVE OFFICER” and applications should be received at the above address by 10th March 2026, 5p.m E.A.T

Application Link:Click Here to Apply Now

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