Mogo Finance is hiring a Product Manager / Product Owner – Financing Products to design financial products, drive product strategy, and manage the product lifecycle.

Responsibilities or duties

Product Ownership & Development

• Own the product end to end. its design, pricing, terms, eligibility, customer journey and overall economics.
• Continuously analyze customer needs and market data to create and refine the product so it stays competitive and relevant.
• Define and prioritize the product roadmap; translate business goals into clear requirements for delivery teams.
• Identify and launch new business lines, segments and product variations to open additional growth.

Growth & Scaling Issuances

• Take full responsibility for scaling the product growing issuance volumes and portfolio within agreed budget and risk appetite.
• Build and develop new client-acquisition channels (digital, branch, partner, agent and referral).
• Drive both new client acquisition and up-sale / cross-sell to existing customers.
• Improve the end-to-end sales funnel and conversion, removing friction across the customer journey.

Marketing & Communication

• Own the full marketing plan for the product, from strategy through to execution and results.
• Develop and oversee all content across channels – digital, social, print and offline / in-branch.
• Initiate campaigns, promotions and special offers to keep issuances on plan and respond to market conditions.
• Manage the marketing budget for the product and optimize spend against acquisition cost and return.

Cross-functional Leadership & Process Improvement

• Lead IT and digital projects that improve product presentation, the sales funnel and operational efficiency.
• Work closely with risk, credit, operations, sales and finance to balance growth with portfolio quality.
• Generate and implement ideas to improve branches, shops and other customer touchpoints.

Performance & Accountability

• Define, track and act on KPIs for product growth, customer acquisition, conversion, retention and profitability.
• Use data and customer insight to make decisions, run experiments and report on performance to leadership.
• Bring a growth mindset think big, take responsibility and own outcomes end to end.

Qualifications or requirements (e.g., education, skills)

• Bachelor’s degree in business, marketing, finance, economics or a related field.
• 4+ years of experience in product management, product ownership, product marketing or commercial roles – ideally in financial services, fintech, lending or a related consumer-facing industry.
• Proven track record of growing a product, channel or P&L (e.g. growth in sales, issuances or revenue).
• Experience owning marketing plans and campaigns across digital and offline channels.
• Comfortable working with data and analytics tools to track performance and inform decisions.
• Experience leading or coordinating IT / digital development projects (Agile / product-owner experience is an advantage).
• Lending, credit or loan-product experience is a strong plus.

Nice to Have:

• Strong ownership and accountability: treats the product as their own business.
• Commercial and analytical: comfortable with data, unit economics and KPIs.
• Growth mindset: ambitious, willing to think big and test new ideas.
• Cross-functional leadership: influences and aligns teams without direct authority.
• Customer centric: builds products and campaigns around real customer needs.
• Execution focused: turns strategy into shipped results, fast.
• Clear communicator: strong stakeholder management and reporting.

• Own the product end to end. its design, pricing, terms, eligibility, customer journey and overall economics.
• Continuously analyze customer needs and market data to create and refine the product so it stays competitive and relevant.
• Define and prioritize the product roadmap; translate business goals into clear requirements for delivery teams.
• Identify and launch new business lines, segments and product variations to open additional growth.
• Take full responsibility for scaling the product growing issuance volumes and portfolio within agreed budget and risk appetite.
• Build and develop new client-acquisition channels (digital, branch, partner, agent and referral).
• Drive both new client acquisition and up-sale / cross-sell to existing customers.
• Improve the end-to-end sales funnel and conversion, removing friction across the customer journey.
• Own the full marketing plan for the product, from strategy through to execution and results.
• Develop and oversee all content across channels – digital, social, print and offline / in-branch.
• Initiate campaigns, promotions and special offers to keep issuances on plan and respond to market conditions.
• Manage the marketing budget for the product and optimize spend against acquisition cost and return.
• Lead IT and digital projects that improve product presentation, the sales funnel and operational efficiency.
• Work closely with risk, credit, operations, sales and finance to balance growth with portfolio quality.
• Generate and implement ideas to improve branches, shops and other customer touchpoints.
• Define, track and act on KPIs for product growth, customer acquisition, conversion, retention and profitability.
• Use data and customer insight to make decisions, run experiments and report on performance to leadership.
• Bring a growth mindset think big, take responsibility and own outcomes end to end.

• Product management
• Product ownership
• Product marketing
• Commercial roles
• Financial services
• Fintech
• Lending
• Consumer-facing industry
• Marketing plans
• Campaigns
• Digital channels
• Offline channels
• Data and analytics tools
• IT / digital development projects
• Agile
• Product-owner experience
• Lending experience
• Credit experience
• Loan-product experience
• Ownership
• Accountability
• Commercial acumen
• Analytical skills
• Growth mindset
• Cross-functional leadership
• Customer centricity
• Execution focus
• Clear communication
• Stakeholder management
• Reporting

• Bachelor’s degree in business, marketing, finance, economics or a related field.
• 4+ years of experience in product management, product ownership, product marketing or commercial roles – ideally in financial services, fintech, lending or a related consumer-facing industry.
• Proven track record of growing a product, channel or P&L (e.g. growth in sales, issuances or revenue).
• Experience owning marketing plans and campaigns across digital and offline channels.
• Comfortable working with data and analytics tools to track performance and inform decisions.
• Experience leading or coordinating IT / digital development projects (Agile / product-owner experience is an advantage).
• Lending, credit or loan-product experience is a strong plus.