Vacancy title:
Product Manager – Lending, FX & Stablecoin Products

[Type: FULL_TIME, Industry: Telecommunications, Category: Manufacturing & Warehouse]

Jobs at:
Umba

Deadline of this Job:
Wednesday, October 29 2025

Duty Station:
Kenya | Nairobi | Kenya

Summary
Date Posted: Wednesday, October 15 2025, Base Salary: Not Disclosed

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JOB DETAILS:

Responsibilities

• Own the product strategy and roadmap across lending, FX, and stablecoin initiatives in Kenya and Nigeria.
• Expand and automate Vehicle Finance and SME lending (UmbaPay) offerings.
• Lead the design and rollout of cross-border USDC accounts and settlements, integrating with established payment partners.
• Define and prioritize use cases competing with other players—including FX management, virtual USD accounts, and business payments.
• Work with engineering and design teams to deliver features rapidly while maintaining quality and compliance.
• Collaborate with compliance and legal teams to ensure regulatory alignment under CBK, SEC Nigeria, and VASP frameworks.
• Write clear and detailed PRDs, aligning product goals with technical feasibility and regulatory requirements.
• Establish KPIs across transaction volumes, lending performance, FX spread revenue, and wallet adoption.
• Conduct competitive analysis to identify gaps in digital banking, stablecoin, and export-payment products.
• Partner with growth and operations to execute go-to-market strategies and onboard early customers.

Skills and Qualifications

• Bachelor’s degree required (engineering, economics, data science, or a related field preferred).
• 3–4 years of Product Management experience in fintech, payments, or lending.
• Proven ability to deliver technically complex financial products end-to-end.
• Strong understanding of digital payments, FX, remittances, or stablecoins.
• Excellent project management skills; bias toward shipping fast.
• Comfort working with APIs, backend systems, and external financial partners.
• Experience coordinating with regulators or operating in licensed financial institutions.

Nice to have:

• Engineering background

Work Hours: 8

Experience in Months: 84

Level of Education: bachelor degree

Job application procedure

To all those interested and qualified in applying for this role, CLICK HERE to apply

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