Background

SMEP Microfinance Bank Limited is a public limited company incorporate under the companies Act (Cap 486) and licensed under the microfinance Act (Cap 493D) to offer banking, focusing on Group banking, Retail banking, Church banking, Asset financing, microfinance and related services. Our vision is to be a dynamic christian provider of financial solutions ...

Role Context

Reporting to the Manager - Risk & Compliance, and the job holder, the successful candidates will be part of the Team that is responsible for ensuring that all material risks are identified, assessed, monitored, and reported in alignment with the Bank’s mission, regulatory requirements, and approved Risk Appetite Statement (RAS).

Responsibilities

• Compilation and update of the corporate risk register, enterprise risk management policies and tools
• Creating risk awareness across the institution by doing trainings and sharing learning material.
• Preparation of various reports on Key Risk Indicators preparation of various report as guided by the Manager – Risk & Compliance.
• Review and input into Policy and Procedure Manuals, and Annual review for Policies and quarterly for procedures.
• Risk Assessments for new processes and products, or change in process and procedures, MOUs, Partnership Agreements and new products.
• Data analysis and analytical support to the Risk Management team
• Loan portfolio risk identification, monitoring and proposing risk mitigating activities-Monthly.
• Risk and Control Assessment for all business processes / units / departments /units /branches and new products.
• Loss incident and data management for fraud cases
• Follow-up and closure of internal audit and inspection (CBK) findings with Branches and departments

Qualifications

• Bachelors’ degree in Accountancy, Finance or Business Administration.
• Must have acquired professional certification in CPA, ACCA or CIFA
• Proficiency in MS Office suite and previous experience with T24 Banking system will be an added advantage.

Key Qualities, Competencies & Experiences

• Must be a practicing Christian who lives and upholds Christian values, with a passion to serve.
• At least 3 years’ work experience in a financial institution
• Good interpersonal and communication skills.
• Excellent writing and presentation skills.
• Flexible and willing to travel across the country at short notice
• Self-driven, results-oriented individual with a positive outlook.
• Able to get on with others and be a team player with excellent interpersonal skills

• Compilation and update of the corporate risk register, enterprise risk management policies and tools
• Creating risk awareness across the institution by doing trainings and sharing learning material.
• Preparation of various reports on Key Risk Indicators preparation of various report as guided by the Manager – Risk & Compliance.
• Review and input into Policy and Procedure Manuals, and Annual review for Policies and quarterly for procedures.
• Risk Assessments for new processes and products, or change in process and procedures, MOUs, Partnership Agreements and new products.
• Data analysis and analytical support to the Risk Management team
• Loan portfolio risk identification, monitoring and proposing risk mitigating activities-Monthly.
• Risk and Control Assessment for all business processes / units / departments /units /branches and new products.
• Loss incident and data management for fraud cases
• Follow-up and closure of internal audit and inspection (CBK) findings with Branches and departments

• Proficiency in MS Office suite
• T24 Banking system experience (added advantage)
• Good interpersonal and communication skills
• Excellent writing and presentation skills

• Bachelors’ degree in Accountancy, Finance or Business Administration.
• Professional certification in CPA, ACCA or CIFA