Position Responsibilities:

Product Development & Risk Management

• The Senior Associate, Data Analytics and Customer Insights will provide support to Accion Advisory partners as follows:
• In close coordination with Advanced Analytics and Risk Managers, assist FSPs in the development and implementation of Accion’s Portfolio Risk Management tools which are designed to help in proactively monitoring their portfolios, and control delinquency and credit risk-related losses; monitoring and evaluating performance of the loan portfolio and identifying trends for business growth, product acceptance, and loan officer productivity levels.
• Coordinate and support our partners on the periodic evaluation of their portfolio indicators, providing input to the senior management regarding identified risks and proposing risk mitigation tools and action plans.
• for enabling digital lending for MSEs
• Lead the implementation of adequate measures and risk management strategies to support FSPs and other partners with their loan origination, customer acquisition, marketing and portfolio profitability activities.
• Performing detailed analysis of customer journeys for selected products, identifying customer usage and adoption trends; mapping out opportunities for enhancing customer strategies to improve usage, adoption and customer lifetime value
• Work with partners to help identify and validate alternative sources of data
• Documenting the processes related to the implementation of analysis tools.
• Helping to identify operational and market-related risks and generating adequate documentation and control tools where applicable.
• Collaborating in developing policy and process guidelines for new products or commercial initiatives.
• As a member of the team of Accion Advisory, the Senior Associate, Data Analytics and Customer Insights will have the following functions:
• Supporting strategic business development efforts, including participating in the creation of project proposals to clients and/or donors
• Participating with other members of Accion Advisory and Investments teams in the evaluation of potential investment and/or technical assistance partners
• Effectively representing and communicating the value of the team’s Advanced Analytics and Risk vertical and how it can be integrated into Accion’s advisory solutions for client FSPs.
• Contributing to the overall strategy and operations of Accion Advisory by providing insights on trends, areas for growth, and market positioning in Advanced Analytics
• Building Accion’s capacity by documenting and sharing project results and disseminating valuable information and tools through various knowledge exchange mediums such as brown bags, team meetings/debriefs, workshops, blogging, webinars, etc.

Position Qualification:

Education and Experience Requirements

• BS/BA in Computer Science or Management Information Systems, Finance, Mathematics, Statistics, or Business.
• 7 years working in an MSE-focused technology business and/or Fintech experience in relevant African markets.
• Experience in embedded finance, supply chain finance, and/or credit for e-commerce.
• Experience in Micro and small business financial products and services.
• Deep understanding of technology and innovation driving the digital consumer banking business.
• Experience deploying best practices in human-centered product design, digital lending, including authentication, credit scoring, customer relationship management, and fraud mitigation best practices.
• Background in financial analysis with statistics or programming is ideal.

• Assist FSPs in the development and implementation of Accion’s Portfolio Risk Management tools.
• Monitor and evaluate performance of the loan portfolio and identify trends for business growth, product acceptance, and loan officer productivity levels.
• Coordinate and support partners on the periodic evaluation of their portfolio indicators.
• Lead the implementation of adequate measures and risk management strategies to support FSPs and other partners with their loan origination, customer acquisition, marketing and portfolio profitability activities.
• Perform detailed analysis of customer journeys for selected products, identifying customer usage and adoption trends.
• Map out opportunities for enhancing customer strategies to improve usage, adoption and customer lifetime value.
• Work with partners to help identify and validate alternative sources of data.
• Document the processes related to the implementation of analysis tools.
• Help identify operational and market-related risks and generate adequate documentation and control tools where applicable.
• Collaborate in developing policy and process guidelines for new products or commercial initiatives.
• Support strategic business development efforts, including participating in the creation of project proposals to clients and/or donors.
• Participate with other members of Accion Advisory and Investments teams in the evaluation of potential investment and/or technical assistance partners.
• Effectively represent and communicate the value of the team’s Advanced Analytics and Risk vertical.
• Contribute to the overall strategy and operations of Accion Advisory by providing insights on trends, areas for growth, and market positioning in Advanced Analytics.
• Build Accion’s capacity by documenting and sharing project results and disseminating valuable information and tools.

• Data Analysis
• Customer Insights
• Portfolio Risk Management
• Digital Lending
• Financial Analysis
• Statistics
• Programming
• Human-centered product design
• Credit scoring
• Customer relationship management
• Fraud mitigation

• BS/BA in Computer Science or Management Information Systems, Finance, Mathematics, Statistics, or Business.
• 7 years working in an MSE-focused technology business and/or Fintech experience in relevant African markets.
• Experience in embedded finance, supply chain finance, and/or credit for e-commerce.
• Experience in Micro and small business financial products and services.
• Deep understanding of technology and innovation driving the digital consumer banking business.
• Experience deploying best practices in human-centered product design, digital lending, including authentication, credit scoring, customer relationship management, and fraud mitigation best practices.
• Background in financial analysis with statistics or programming is ideal.