Summary
Date Posted: Wednesday, October 19, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Key Responsibilities
• Deliver the revenue and balance sheet targets assigned by identifying and maintaining target customers/ customer segments within area of reach.
• Manage the profitability of product portfolios and customers as well as improve the profitability through increased fee income generation.
• Ensure the overall credit quality of the asset book within acceptable limits.
• Review the overall portfolio in a timely manner and recommend appropriate credit facilities in line with the bank’s credit policy to maximize earnings while containing risks to an acceptable level.
• Obtain audited financial statements, analyze, and recommend credit proposals of potential borrowers to the approving authority to meet financial objectives.
• Maintain complete control aspects i.e., documentation, periodical customer visits / call reports, expires on monthly manner in order to monitor the assigned portfolio effectively and to ensure all statutory and controls for the business processes.
• Manage assigned relationships to ensure satisfactory account conduct and early ratification of various credit related issues.
• Undergo an annual review process on the assigned portfolio to maintain strict credit discipline.
• Identify the segment target market to broad – base the portfolio and pursue growth opportunities towards on boarding of the new clients.
• Ensure high performance culture and delivery of professional and quality customer service.
• Monitor customer complaints, approaching complainant personally where required to ensure prompt resolution.
• Ensure timely & accurate submission of regular & ad hoc management reports.
• Ensuring all portfolio monitoring/management processes & measures are undertaken regularly and on an on-going basis and all credit files are properly maintained with a view to achieving good audit rating.

Job Specification:
• Minimum Bachelor’s Degree from a recognized university.
• Minimum five (5) years’ experience in banking, with at least 2 years in managing SMEs portfolios.
• Should have a good credit knowledge and marketing skills.
• Possession of relevant Product Knowledge.
• Knowledge of banking practice and theory and bank’s credit policy and operating systems.
• Compliance and Regulatory requirements knowledge for each of the products.

Work Hours: 8

Experience in Months: 60

Level of Education: Bachelor Degree

Job application procedure
• To apply, please send your CV and cover letter to careers@dibkenya.co.ke  by Friday 28th October 2022, Quoting the Role as the Subject of the email application.

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