Credit Analyst job at Ecobank Kenya

Vacancy title:
Credit Analyst

[ Type: FULL TIME , Industry: Banking , Category: Accounting & Finance ]

Jobs at:

Ecobank Kenya

Deadline of this Job:
11 October 2022  

Duty Station:
Within Kenya , Nairobi , East Africa

Date Posted: Tuesday, October 04, 2022 , Base Salary: Not Disclosed

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Credit Analyst

• Proactive monitoring of the credit portfolio to ensure early detection of problem credits.
• Provide and analyze financial information for use in the preparation of credit reports
• Review of credit requests including review of financial and credit information provided in respect to Commercial Banking clients
• Assist in the financial evaluation of new business/projects and provide a guide on market risk.
• Prepare credit reports for new proposals and renewals and provide guidance on structuring of credits, due diligence and KYC so as to ensure that credits meet EKE standards.
• Maintain financial information on borrowing accounts including covenant monitoring
• Monthly evaluate and interpret performance reports of Commercial Banking and assist in the assessment of progress against the department’s score card and budget
• Undertake annual review of security documentation for all Commercial Banking accounts
• Assess profitability of each relationship and generate monthly report on the same
• Counter check that interest rates are correctly applied on all Credit facilities
• Undertake at least one quarterly client visit with Relationship Managers, as per threshold communicated from time to time by Business Unit Head

Experience & Qualifications
• University degree preferably in Accounting, Finance or Management
• Associate of Chartered Institute of Bankers (or equivalent) strong advantage
• Data analysis and / or modelling qualifications preferred
• At least three years banking experience is preferred
• Working knowledge of The Group Credit Policy & Procedures Manual (GCPPM) is an added advantage
• Working knowledge of IFRS 9 is an added advantage Skills, Capabilities & Personal attributes
• Credit and Financial analysis skills to effectively perform credit analysis and portfolio maintenance activities/tasks in a manner that consistently achieves high quality standards or benchmarks.
• Interpersonal skills to effectively communicate with and manage customer expectations (internal and external), and other stakeholders who impact performance.
• Knowledge of lending business and products
• Knowledge and effective application of all relevant banking policies, processes, procedures and guidelines to consistently achieve required compliance standards or benchmarks.
• Self-empowerment to enable development of open communication, teamwork and trust that are needed to support performance and customer-service oriented.

Work Hours: 8

Experience in Months: 36

Level of Education:
Bachelor Degree

Job application procedure

Should you be interested in applying for this position, please apply electronically by submitting your application via 
Deadline for all applications is Tuesday, October 11th 2022.

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Job Info
Job Category: Accounting/ Finance jobs in Kenya
Job Type: Full-time
Deadline of this Job: 11 October 2022
Duty Station: Nairobi
Posted: 04-10-2022
No of Jobs: 1
Start Publishing: 04-10-2022
Stop Publishing (Put date of 2030): 04-10-2066
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