Peoplelink Consultants Ltd is a consultancy services company incorporated under the laws of Kenya.

Responsibilities

• Review installment applications, verify identity documents, conduct authorized IPRS and CRB checks, analyze M-Pesa statements, and recommend approvals or rejections according to credit policy.
• Identify suspicious submissions, duplicate applications, identity inconsistencies, potential promoter-customer collusion, and flag high-risk cases for escalation.
• Maintain approval criteria and risk parameters within the system, document rejection reasons, and recommend policy adjustments based on repayment trends.
• Monitor first-payment defaults, analyze repayment trends across shops and customer segments, and prepare weekly credit risk reports.
• Maintain secure and confidential credit records, handle personal financial data responsibly, and ensure compliance with privacy laws and internal audits.

Requirements

• Bachelor's degree in Finance, Economics, Business Administration, Accounting, or a related field.
• 2-4 years of experience in credit assessment, consumer lending, digital lending, phone financing, or microfinance.
• Practical knowledge of CRB checks, identity verification, and customer financial/repayment analysis.
• Previous experience in fraud detection is an added advantage.
• Strong command of English and Kiswahili.
• Proficient in spreadsheets and reporting too

• Review installment applications, verify identity documents, conduct authorized IPRS and CRB checks, analyze M-Pesa statements, and recommend approvals or rejections according to credit policy.
• Identify suspicious submissions, duplicate applications, identity inconsistencies, potential promoter-customer collusion, and flag high-risk cases for escalation.
• Maintain approval criteria and risk parameters within the system, document rejection reasons, and recommend policy adjustments based on repayment trends.
• Monitor first-payment defaults, analyze repayment trends across shops and customer segments, and prepare weekly credit risk reports.
• Maintain secure and confidential credit records, handle personal financial data responsibly, and ensure compliance with privacy laws and internal audits.

• CRB checks
• identity verification
• customer financial/repayment analysis
• fraud detection
• English
• Kiswahili
• spreadsheets
• reporting

• Bachelor's degree in Finance, Economics, Business Administration, Accounting, or a related field.
• 2-4 years of experience in credit assessment, consumer lending, digital lending, phone financing, or microfinance.
• Practical knowledge of CRB checks, identity verification, and customer financial/repayment analysis.
• Previous experience in fraud detection is an added advantage.
• Strong command of English and Kiswahili.
• Proficient in spreadsheets and reporting too