Janta Kenya is a HR Consultancy firm established with an objective of encompassing integral and necessary skills that most individuals and organizations need in everyday business. We have a team of professional HR consultants with extensive experience in all people management issues, and we are therefore well placed to offer advice for private, public and n...

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Credit Verifier

Job Type

Full Time

Qualification

BA/BSc/HND

Experience

Location

Kitui

Job Field

Finance / Accounting / Audit

MAIN RESPONSIBILITIES

• Responsible for the verification of information provided by applicant for credit.
• Establishes the true nature and depth of the relationship between a seller and a buyer.
• Collects relevant information through reliable sources to determine credit worthiness of applicants.
• Examine public records to uncover bankruptcies, liens, arrest records, or unpaid taxes of applicants.
• Undertakes personal visits to confirm residential and business addresses
• Interviews individuals and business owners via phone calls and visit.
• Undertakes research and collects information on social behavior and credit report of individuals.
• Review amount of credit that can be extended based on findings of the verification exercise.
• Investigate business establishments applying for credit.
• Provide reasons for why credit was declined.
• Due diligence new seller accounts including establishing legitimacy of company statutory documents.
• Actively work to maintain and improve portfolio quality and prevent loss.
• Stays abreast of legal and regulatory changes and industry trends.
• Any other duty assigned by your immediate supervisor.

Academic & Professional Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
• Formal credit training is an added advantage.
• Strong set of ownership for every deliverable.
• Experience in conducting investigations or field verifications, undertaking records review, audits, or related work in a financial institution.

• Responsible for the verification of information provided by applicant for credit.
• Establishes the true nature and depth of the relationship between a seller and a buyer.
• Collects relevant information through reliable sources to determine credit worthiness of applicants.
• Examine public records to uncover bankruptcies, liens, arrest records, or unpaid taxes of applicants.
• Undertakes personal visits to confirm residential and business addresses
• Interviews individuals and business owners via phone calls and visit.
• Undertakes research and collects information on social behavior and credit report of individuals.
• Review amount of credit that can be extended based on findings of the verification exercise.
• Investigate business establishments applying for credit.
• Provide reasons for why credit was declined.
• Due diligence new seller accounts including establishing legitimacy of company statutory documents.
• Actively work to maintain and improve portfolio quality and prevent loss.
• Stays abreast of legal and regulatory changes and industry trends.
• Any other duty assigned by your immediate supervisor.

• Verification of applicant information
• Relationship assessment
• Credit worthiness determination
• Public records examination
• Address verification
• Interviewing
• Social behavior and credit report research
• Credit extension review
• Business establishment investigation
• Credit decline reasoning
• Due diligence
• Portfolio quality management
• Regulatory awareness

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
• Formal credit training is an added advantage.
• Strong set of ownership for every deliverable.
• Experience in conducting investigations or field verifications, undertaking records review, audits, or related work in a financial institution.