Background information about the job or company

One HR information system to manage your employees’ entire employment lifecycle. Build an incredible workplace and grow your business with our all-in-one platform.

Role Overview

The Head of Treasury will own the end-to-end treasury function across all markets, ensuring optimal liquidity, capital efficiency, FX execution, and settlement integrity across the multi-country payment infrastructure.

This is a strategic and operational leadership role responsible for designing and running the treasury architecture that enables the business to scale across markets. The role goes beyond cash management — it includes liquidity strategy, FX execution (including OTC), banking infrastructure, and capital optimization.

The ideal candidate has deep experience in fintech, payments, or banking treasury environments, with strong exposure to multi-currency, multi-market liquidity systems and high-volume transactional flows.

Key Responsibilities

Treasury Strategy & Capital Efficiency

• Define and own overall treasury strategy across all markets
• Optimize capital allocation, liquidity efficiency, and float utilization
• Ensure efficient deployment of funds across wallets, banks, and partner rails
• Drive improvements in cash velocity and working capital efficiency
• Provide strategic input on business expansion from a liquidity perspective

Liquidity & Float Management

• Own real-time liquidity positioning across all currencies and markets
• Design systems to ensure continuous liquidity availability across rails
• Forecast liquidity requirements based on transaction volume and growth projections
• Minimize idle cash while ensuring operational settlement readiness
• Build dashboards for real-time liquidity visibility and decision-making

Treasury Operations & Settlements

• Own all cross-border and domestic settlement flows
• Ensure accurate, timely, and controlled disbursements and reconciliations
• Design scalable settlement architecture across banks, PSPs, and mobile money operators
• Reduce settlement failures through process design and operational controls
• Ensure strong auditability and reconciliation integrity across all flows

FX, OTC & Liquidity Markets

• Own FX strategy across all markets and currencies
• Establish and manage an internal OTC desk for liquidity and currency conversion
• Identify, onboard, and negotiate FX providers and liquidity partners
• Execute and optimize buy/sell flows for fiat and stable coins where applicable
• Manage FX exposure and implement hedging strategies
• Optimize spread capture and FX execution efficiency

Banking, PSP & Partner Infrastructure

• Own relationships with banks, PSPs, mobile money operators, and settlement partners
• Negotiate float terms, fees, settlement cycles, and liquidity arrangements
• Design and optimize multi-partner treasury infrastructure
• Support onboarding of new financial partners from a treasury readiness perspective

Forecasting & Treasury Intelligence

• Build short, medium, and long-term cash flow forecasts
• Align treasury forecasts with business growth and transaction dynamics
• Provide actionable insights on liquidity and capital planning
• Track cash efficiency, FX performance, and settlement health

Controls, Risk & Governance

• Establish treasury controls, policies, and governance frameworks
• Ensure compliance with internal and regulatory requirements
• Maintain audit-ready documentation
• Embed strong controls across FX, settlements, and liquidity management

Systems & Automation

• Drive automation of reconciliations, liquidity tracking, and reporting
• Partner with engineering to build real-time treasury systems
• Ensure data integrity and scalability of treasury platforms
• Implement dashboards for executive decision-making

Leadership Scope

• Build and lead the treasury function as the company scales
• Define structure, processes, and eventually hire and manage a team
• Act as the primary treasury authority across all markets

Requirements

• 7–12+ years experience in treasury, FX, liquidity, or banking operations
• Strong background in fintech, payments, banking, or financial infrastructure
• Experience managing multi-currency and multi-market treasury operations
• Deep understanding of:
  • Liquidity management
  • FX markets and execution
  • Payment settlement systems
  • Banking and PSP infrastructure
• Experience building or scaling treasury systems in high-volume environments
• Strong analytical and financial modelling skills
• Experience in African or emerging markets preferred

Preferred Qualifications

• Experience running or participating in an OTC or FX trading function
• Exposure to stable coin or digital asset liquidity management
• Experience in high-growth fintech or cross-border payments companies
• Strong automation or systems mindset (treasury tech stacks, APIs, dashboards)

• Define and own overall treasury strategy across all markets
• Optimize capital allocation, liquidity efficiency, and float utilization
• Ensure efficient deployment of funds across wallets, banks, and partner rails
• Drive improvements in cash velocity and working capital efficiency
• Provide strategic input on business expansion from a liquidity perspective
• Own real-time liquidity positioning across all currencies and markets
• Design systems to ensure continuous liquidity availability across rails
• Forecast liquidity requirements based on transaction volume and growth projections
• Minimize idle cash while ensuring operational settlement readiness
• Build dashboards for real-time liquidity visibility and decision-making
• Own all cross-border and domestic settlement flows
• Ensure accurate, timely, and controlled disbursements and reconciliations
• Design scalable settlement architecture across banks, PSPs, and mobile money operators
• Reduce settlement failures through process design and operational controls
• Ensure strong auditability and reconciliation integrity across all flows
• Own FX strategy across all markets and currencies
• Establish and manage an internal OTC desk for liquidity and currency conversion
• Identify, onboard, and negotiate FX providers and liquidity partners
• Execute and optimize buy/sell flows for fiat and stable coins where applicable
• Manage FX exposure and implement hedging strategies
• Optimize spread capture and FX execution efficiency
• Own relationships with banks, PSPs, mobile money operators, and settlement partners
• Negotiate float terms, fees, settlement cycles, and liquidity arrangements
• Design and optimize multi-partner treasury infrastructure
• Support onboarding of new financial partners from a treasury readiness perspective
• Build short, medium, and long-term cash flow forecasts
• Align treasury forecasts with business growth and transaction dynamics
• Provide actionable insights on liquidity and capital planning
• Track cash efficiency, FX performance, and settlement health
• Establish treasury controls, policies, and governance frameworks
• Ensure compliance with internal and regulatory requirements
• Maintain audit-ready documentation
• Embed strong controls across FX, settlements, and liquidity management
• Drive automation of reconciliations, liquidity tracking, and reporting
• Partner with engineering to build real-time treasury systems
• Ensure data integrity and scalability of treasury platforms
• Implement dashboards for executive decision-making
• Build and lead the treasury function as the company scales
• Define structure, processes, and eventually hire and manage a team
• Act as the primary treasury authority across all markets

• Treasury management
• FX execution
• Liquidity management
• Payment settlement systems
• Banking and PSP infrastructure
• Financial modelling
• Analytical skills
• Automation
• Systems implementation
• Risk management
• Governance frameworks
• OTC trading
• Hedging strategies

• 7–12+ years experience in treasury, FX, liquidity, or banking operations
• Strong background in fintech, payments, banking, or financial infrastructure
• Experience managing multi-currency and multi-market treasury operations
• Deep understanding of liquidity management, FX markets and execution, payment settlement systems, and banking and PSP infrastructure
• Experience building or scaling treasury systems in high-volume environments
• Strong analytical and financial modelling skills
• Experience in African or emerging markets preferred
• Experience running or participating in an OTC or FX trading function (Preferred)
• Exposure to stable coin or digital asset liquidity management (Preferred)
• Experience in high-growth fintech or cross-border payments companies (Preferred)
• Strong automation or systems mindset (treasury tech stacks, APIs, dashboards) (Preferred)