Background

CDL was founded in early 2003 by its current Managing Director Lucy Mmari.Within her 14 year tenure in a well established logistics company, She honed her skill in human resources management and thereafter started CDL.

Job Summary

The Internal Auditor will be responsible for evaluating internal controls, risk management processes, and compliance with organizational policies and regulatory requirements. The role ensures accuracy, integrity, and efficiency across all financial and operational processes while providing recommendations for improvement. The ideal candidate should have strong experience in audit, financial analysis, and internal control systems.

Key Responsibilities

1. Audit Planning & Execution

• Develop and implement annual internal audit plans.
• Conduct risk assessments and identify areas requiring audit attention.
• Perform operational, financial, and compliance audits across all departments.
• Evaluate the effectiveness of internal controls and recommend corrective actions.

2. Financial & Operational Reviews

• Review financial statements, loan documentation, branch operations, and credit processes.
• Verify accuracy of financial records, transactions, and reporting.
• Assess lending procedures, loan approvals, disbursements, and collections compliance.
• Monitor adherence to regulatory and statutory requirements.

3. Reporting & Recommendations

• Prepare detailed audit reports highlighting findings, risks, and recommendations.
• Present audit results to senior management and follow up on corrective actions.
• Track implementation of audit recommendations to ensure compliance.

4. Risk Management & Controls

• Identify process gaps, fraud risks, and irregularities within operations.
• Provide guidance on strengthening internal controls, fraud prevention, and cost efficiency.
• Support management in enhancing risk management frameworks.

5. Compliance

• Ensure compliance with internal policies, audit standards, and regulatory guidelines.
• Conduct investigations where fraud or misconduct is suspected.
• Ensure branches and teams adhere to credit policies, operational procedures, and reporting standards.

Qualifications & Experience

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
• CPA,ACCA, CIA, or relevant professional certification (mandatory or in progress).
• Minimum 8 years’ auditing experience, preferably in microfinance, credit institutions, SACCO's, banks, or financial services.
• 3 years and above in a senior management role.
• Solid understanding of credit operations, lending processes, and internal control systems.
• Experience in fraud detection, risk management, and compliance audit is an added advantage.

• Develop and implement annual internal audit plans.
• Conduct risk assessments and identify areas requiring audit attention.
• Perform operational, financial, and compliance audits across all departments.
• Evaluate the effectiveness of internal controls and recommend corrective actions.
• Review financial statements, loan documentation, branch operations, and credit processes.
• Verify accuracy of financial records, transactions, and reporting.
• Assess lending procedures, loan approvals, disbursements, and collections compliance.
• Monitor adherence to regulatory and statutory requirements.
• Prepare detailed audit reports highlighting findings, risks, and recommendations.
• Present audit results to senior management and follow up on corrective actions.
• Track implementation of audit recommendations to ensure compliance.
• Identify process gaps, fraud risks, and irregularities within operations.
• Provide guidance on strengthening internal controls, fraud prevention, and cost efficiency.
• Support management in enhancing risk management frameworks.
• Ensure compliance with internal policies, audit standards, and regulatory guidelines.
• Conduct investigations where fraud or misconduct is suspected.
• Ensure branches and teams adhere to credit policies, operational procedures, and reporting standards.

• Audit Planning
• Risk Assessment
• Operational Audits
• Financial Audits
• Compliance Audits
• Internal Controls Evaluation
• Financial Analysis
• Credit Operations Analysis
• Fraud Detection
• Risk Management
• Compliance Management
• Reporting
• Investigation

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
• CPA, ACCA, CIA, or relevant professional certification (mandatory or in progress).
• Minimum 8 years’ auditing experience, preferably in microfinance, credit institutions, SACCO's, banks, or financial services.
• 3 years and above in a senior management role.
• Solid understanding of credit operations, lending processes, and internal control systems.
• Experience in fraud detection, risk management, and compliance audit is an added advantage.