About Inuka Africa Limited

Inuka Africa Limited is a leading microfinance institution dedicated to empowering entrepreneurs and small businesses across Kenya. We provide accessible financial solutions and business development support to help our clients grow and thrive. Our mission is to foster economic development and create sustainable livelihoods.

Role Context

We are seeking a dynamic and results-oriented Loan Officer to join our growing team. The Loan Officer will be responsible for managing a portfolio of loans, assessing client creditworthiness, and ensuring the repayment of loans. This role is crucial in expanding our reach and impact within the communities we serve.

Responsibilities:

• Identify and assess potential clients for loan applications.
• Conduct thorough credit analysis and risk assessment.
• Prepare loan proposals and present them to the credit committee.
• Disburse loans and monitor loan performance.
• Manage loan portfolio, ensuring timely repayments and minimizing defaults.
• Provide financial advice and support to clients.
• Build and maintain strong relationships with clients and community stakeholders.
• Achieve individual and team lending targets.

Qualifications and Requirements:

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Proven experience as a Loan Officer or in a similar role within the financial services sector.
• Strong understanding of credit analysis, risk management, and loan processing.
• Excellent communication, interpersonal, and negotiation skills.
• Proficiency in Microsoft Office Suite.
• Ability to work independently and as part of a team.
• Knowledge of the Kenyan microfinance landscape is an added advantage.

Experience Needed:

Minimum of 2 years of relevant experience in loan origination, credit assessment, and portfolio management.

Benefits:

Competitive salary and benefits package. Opportunities for professional development and career advancement. A supportive and dynamic work environment.

• Identify and assess potential clients for loan applications.
• Conduct thorough credit analysis and risk assessment.
• Prepare loan proposals and present them to the credit committee.
• Disburse loans and monitor loan performance.
• Manage loan portfolio, ensuring timely repayments and minimizing defaults.
• Provide financial advice and support to clients.
• Build and maintain strong relationships with clients and community stakeholders.
• Achieve individual and team lending targets.

• Strong understanding of credit analysis, risk management, and loan processing.
• Excellent communication, interpersonal, and negotiation skills.
• Proficiency in Microsoft Office Suite.
• Ability to work independently and as part of a team.

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Proven experience as a Loan Officer or in a similar role within the financial services sector.
• Knowledge of the Kenyan microfinance landscape is an added advantage.