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Vacancy title:
Manager, Retail Credit Underwriting
[Type: FULL_TIME, Industry: Banking, Category: Management]
Jobs at:
I&M Bank
Deadline of this Job:
Friday, August 1 2025
Duty Station:
Nairobi | Nairobi | Kenya
Summary
Date Posted: Friday, July 18 2025, Base Salary: Not Disclosed
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JOB DETAILS:
Manager, Retail Credit Underwriting at I&M Bank
Roles & Responsibilities
JOB PURPOSE:
- To ensure and maintain a high-quality Retail Loan book by appraising and approval of Retail Clients’ applications in line with the bank’s policies, making recommendations to the approving authorities for timely decisions.
PRIMARY RESPONSIBILITIES:
- Reviewing, analyzing, and assessing credit risk on credit proposals for both new and existing borrowers and making recommendations to the approving authorities.
- Exercise diligence, independence, and good judgement in credit decision to ensure quality Retail Credit portfolio
- Ensuring applications meet turnaround time benchmarks.
- Coordinate application movement process between branches and approving authorities.
- Enforcing compliance with the bank's credit policies in daily operations.
- Identifying and mitigating risks in the underwriting process and escalation these to team leader
- Participate in Training frontline staff on the loan applications process
- Guiding/advising branch staff, Relationship staff and DSEs on credit appraisal requirements for the credit products
- Other duties as assigned from time to time
Academic Qualifications
- Bachelor’s degree in business or a related field from a recognized Institution.
- Professional Banking or Accountancy qualifications will be an added advantage
Experience and Core Competencies
- At least 5 years’ experience, 1 of which should be in Retail Credit
- Knowledge of Retail Banking products
- Excellent communication and interpersonal skills
- Advanced financial risk analysis skills
- Credit risk management skills
- Excellent problem solving and decision-making skills
Work Hours: 8
Experience in Months: 60
Level of Education: bachelor degree
Job application procedure
Interested and qualified? Click Here to Apply
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