Vacancy title:
NBK Head Corporate Credit

[Type: FULL_TIME, Industry: Banking, Category: Commercial Banks]

Jobs at:
KCB Bank

Deadline of this Job:
Thursday, May 29 2025

Duty Station:
Nairobi | Nairobi | Kenya

Summary
Date Posted: Thursday, May 15 2025, Base Salary: Not Disclosed

Similar Jobs in Kenya
Learn more about KCB Bank
KCB Bank jobs in Kenya

JOB DETAILS:

Job Description

KEY RESPONSIBILITIES 

• Evaluate and approve credit proposals (new, renewals, one offs, permanent, amendments, cancellations, etc.) received from Corporate unit in line with specific credit guidelines as set within existing policy/manual/product documents, understanding of market, industry, economic factors, financial statements, etc., and recommending those beyond DLA for consideration.
• Verify & analyze credit information, documentation such as bank statements, financials, etc. provided by RMs/Customers, and seek clarification, if needed from other sources, liaise with RM for queries, additional information / documents, business recommendations for deviations, if needed. 
• Visit clients/Centers/Branches, independently or with RMs/Manager as part of the evaluation of credit proposals for better understanding of the client, business and market 
• Review on a periodic basis, a sample of credit decisions made by Credit authority holders within the unit.
• Attend to Audit requirements and provide responses to audit remarks/ensure rectification thereof in respect of Corporate Credit Department.
• Monitor Corporate Banking portfolio for renewals, limits dropping, early vintage performance, migration and PAR
• Monitor compliance with TAT and other service level agreements 
• Support creation of New Policy and Manuals, continuous streamline and update of existing Credit Policies and Manual
• Support creation and update of new and existing product standards and guidelines for the corporate product programs.

WORK EXPERIENCE

• Minimum of ten (10) years in the Banking Sector with 8 years in a Credit environment of which five (5) years must be at senior management level in a financial institution.
• Proven Credit underwriting skills.
• Proven planning, organization and execution skills.
• Computer Skills such as MS Word, Excel and PowerPoint to prepare dashboards and required reports to the management.
• Excellent interpersonal, communication and negotiation skills. 
• Excellent writing and presentation skills.
• Critical thinking and problem-solving skills
• Excellent decision-making and leadership capabilities.
• Strong knowledge of business entity legal structures and risk rating.
• Customer and Stake holder management skills.
• Analytical and report writing skills.
• Excellent understanding of financial statements and ratios, credit reports, personal financial statements.
• Ability to work under pressure and within strict deadlines.
• Entrepreneurial/Commercial mind-set.
• Change management and conflict resolution skills.
• Knowledge of national bank lending policy and CBK prudential guidelines.
• Active listening.

QUALIFICATION & CERTIFICATIONS

• Bachelor’s degree in finance, Accounting, Business, Statistics, Mathematics, Economics, Computer Science or related fields from a recognized University. 
• Certification in Credit Management.
• Professional certification in AKIB/CIB, CPA(K), ACCA.
• Master’s degree in a Business-related field from a recognized University is an added advantage

Work Hours: 8

Experience in Months: 120

Level of Education: bachelor degree

Job application procedure

Click here to apply

All Jobs | QUICK ALERT SUBSCRIPTION