HFC Limited, the banking and property finance subsidiary of HF Group, has an exciting opportunity in our Retail Banking Department. We are seeking a talented, dynamic, self-driven, and results-oriented individual who is committed to performance, excellence, and participating in our growth strategy.

To sell Liabilities and Asset in order to grow the Branch Business.

Principle Accountabilities

• Ensure growth of the branch asset & liability books and profitability by working with and directing the branch sales team on activations, portfolio management, strategy adoption, customer visits and sales activities in general
• Monitor Non performing loans and manage the same.
• Setting up the branch business development strategy in line with company strategy and preparation of relevant reports to monitor and review performance
• Ensure optimum team productivity and identify training needs of the team.
• Cross selling of HFC Banks products by establishing new relationships in order to grow both assets and liabilities book.
• Maintaining customer relations by regular contact to ensure customer satisfaction business continuity
• Review accounting opening forms and loan applications by scrutinizing the documents to ensure they are KYC Compliant.
• Check data entry by verifying the data captured against source documents to ensure accuracy in data capture.
• Analyze loan applications by interviewing the customers.
• Identify customers borrowing needs by interviewing so as to ensure selling of the right products.

Key Competencies and Skills

• Selling skills
• Analytical skills
• Negotiation skills
• Supervisory skills
• IT Skills
• Report writing
• Communication skills
• Product knowledge

Minimum Qualifications, Knowledge and Experience

• A Business related degree
• 3 years experience in the Banking Industry

• Ensure growth of the branch asset & liability books and profitability by working with and directing the branch sales team on activations, portfolio management, strategy adoption, customer visits and sales activities in general
• Monitor Non performing loans and manage the same.
• Setting up the branch business development strategy in line with company strategy and preparation of relevant reports to monitor and review performance
• Ensure optimum team productivity and identify training needs of the team.
• Cross selling of HFC Banks products by establishing new relationships in order to grow both assets and liabilities book.
• Maintaining customer relations by regular contact to ensure customer satisfaction business continuity
• Review accounting opening forms and loan applications by scrutinizing the documents to ensure they are KYC Compliant.
• Check data entry by verifying the data captured against source documents to ensure accuracy in data capture.
• Analyze loan applications by interviewing the customers.
• Identify customers borrowing needs by interviewing so as to ensure selling of the right products.

• Selling skills
• Analytical skills
• Negotiation skills
• Supervisory skills
• IT Skills
• Report writing
• Communication skills
• Product knowledge

• A Business related degree
• 3 years experience in the Banking Industry