JOB PURPOSE STATEMENT:

Responsible for business growth and profitability in the allocated zone through new member recruitment, deposit and credit growth whilst maintaining quality and positive relations with members and other stakeholders

KEY ACCOUNTABILITIES:

• Ensure continuous growth of Limlak market share in the allocated zone through continuous engagement and customer success
• Responsible for growth in shares and deposits levels in the allocated zones through development of cutting-edge strategies, initiatives and activities in line with the specific dynamics of the allocated zone guided by the overall Limlak business strategy
• Ensure growth in quality credit portfolio through compliance with the credit policy and relationship management. The job holder is responsible for the entire credit process from attending to credit queries, credit/business appraisals, advice, risk analysis, recommending credit application through clear credit proposals, security perfection, documentation, disbursement and timely follow-ups and collections
• Responsible for daily, weekly, monthly, quarterly and other ad hoc credit reports, etc as required in respect to allocated zone and portfolio as well as advising the board and management on the same
• Deliver the best customer experience whilst maintaining operational efficiency through coordination with the other staff/departments so as to ensure overall corporate objectives is met [the job holder is expected to liaise with colleagues so as to ensure balanced program for office and field activities]
• Supervise sales representatives and any other resource (eg interns) that may be allocated to the zone so as to enhance personal engagement, productivity and growth in the organization

TECHNICAL/SPECIALIST SKILL (If any) AND QUALIFICATION REQUIREMENT:

• University degree, preferably in business
• Presentation /Communication skills
• Analytical skills

MINIMUM EXPERIENCE REQUIREMENT:

3 years’ experience in either Sacco, bank or MFI credit/lending

• Ensure continuous growth of Limlak market share in the allocated zone through continuous engagement and customer success
• Responsible for growth in shares and deposits levels in the allocated zones through development of cutting-edge strategies, initiatives and activities in line with the specific dynamics of the allocated zone guided by the overall Limlak business strategy
• Ensure growth in quality credit portfolio through compliance with the credit policy and relationship management. The job holder is responsible for the entire credit process from attending to credit queries, credit/business appraisals, advice, risk analysis, recommending credit application through clear credit proposals, security perfection, documentation, disbursement and timely follow-ups and collections
• Responsible for daily, weekly, monthly, quarterly and other ad hoc credit reports, etc as required in respect to allocated zone and portfolio as well as advising the board and management on the same
• Deliver the best customer experience whilst maintaining operational efficiency through coordination with the other staff/departments so as to ensure overall corporate objectives is met [the job holder is expected to liaise with colleagues so as to ensure balanced program for office and field activities]
• Supervise sales representatives and any other resource (eg interns) that may be allocated to the zone so as to enhance personal engagement, productivity and growth in the organization

• Presentation /Communication skills
• Analytical skills

• University degree, preferably in business