Housing Finance Company of Kenya was incorporated as the premier mortgage Finance Institution in Kenya licensed under the Banking Act with the CDC and the GoK owning 60% and 40% respectively.

Housing Finance started operations with the main objective of implementing the government’s policy of promoting thrift and home ownership by lending ...

Relationship Officer - Collections

Job Type

Full Time

Qualification

BA/BSc/HND

Experience

1 year

Location

Nairobi

Job Field

Finance / Accounting / Audit

Principle Accountabilities

Key Accountabilities

Receipt of funds and issuance of receipts

Regular client communication in terms of debt status, repayment plans, support required throughout the customers’ journey- (Onboarding of customer details and customer documents on CRM, Mapping of payment plans, portfolio allocation, follow up on signing of offer letters, issue of instructions to lawyers to prepare sale agreements, follow up on execution of documents).

HFC Mortgage pipeline management and follow up.

Mapping of timed collections

Revenue assurance for allocated portfolio to issuance of cancellation notices and notification of units back to the market. (Including timely disbursements of loans).

Risk mitigation by participation on the handover documentations.

Complaint resolutions end to end with respective departments

Compliance to laid down policies and laws.

Principal Outputs for this Role

Weekly status meetings with lawyers

Restructuring of payment plans for approval by the Relationship Manager and Business Development Manager.

Qualifying, approval and updating refunds for allocated portfolios

Realization of projected cashflows and income for allocated portfolios

Reporting on daily collections report for allocated portfolios

Servicing of existing and new company financial obligations

Sales output through cross selling

Provide key insights derived from customer engagements on various project milestones supporting decision making.

Key driver to improve and grow NPS scores

Key Competencies and Skills

Technical Competences

Knowledge of CRM software and Microsoft Office Suite - Intermediate excel skills

Solid customer service attitude with excellent negotiation skills

Knowledge of KYC/AML compliance requirements

Knowledge of TCF (Treating Customers Fairly) principles

Astute product knowledge

Knowledge of portfolio management

Commercial acumen

Analytical skills

Strong communication and interpersonal skills

Emotional Intelligence; Dynamic individual with the ability to work under pressure.

Academic & Professional Qualifications

Bachelor’s degree from an accredited University preferably in a business-related field

Relevant professional certification is an added advantage

Experience

At least one-year experience in relationship management in a financial/ real estate institution

Strong proficiency in banking systems and applications especially Profits and CRM

Experience in portfolio management is a core requirement

Mortgage initiation and fulfilment process experience is required

• Receipt of funds and issuance of receipts
• Regular client communication in terms of debt status, repayment plans, support required throughout the customers’ journey- (Onboarding of customer details and customer documents on CRM, Mapping of payment plans, portfolio allocation, follow up on signing of offer letters, issue of instructions to lawyers to prepare sale agreements, follow up on execution of documents).
• HFC Mortgage pipeline management and follow up.
• Mapping of timed collections
• Revenue assurance for allocated portfolio to issuance of cancellation notices and notification of units back to the market. (Including timely disbursements of loans).
• Risk mitigation by participation on the handover documentations.
• Complaint resolutions end to end with respective departments
• Compliance to laid down policies and laws.
• Weekly status meetings with lawyers
• Restructuring of payment plans for approval by the Relationship Manager and Business Development Manager.
• Qualifying, approval and updating refunds for allocated portfolios
• Realization of projected cashflows and income for allocated portfolios
• Reporting on daily collections report for allocated portfolios
• Servicing of existing and new company financial obligations
• Sales output through cross selling
• Provide key insights derived from customer engagements on various project milestones supporting decision making.
• Key driver to improve and grow NPS scores

• Knowledge of CRM software and Microsoft Office Suite - Intermediate excel skills
• Solid customer service attitude with excellent negotiation skills
• Knowledge of KYC/AML compliance requirements
• Knowledge of TCF (Treating Customers Fairly) principles
• Astute product knowledge
• Knowledge of portfolio management
• Commercial acumen
• Analytical skills
• Strong communication and interpersonal skills
• Emotional Intelligence; Dynamic individual with the ability to work under pressure.

• Bachelor’s degree from an accredited University preferably in a business-related field
• Relevant professional certification is an added advantage