About Mogo

Mogo is part of Eleving Group: a global fintech platform operating across 15+ countries in Africa, Europe, and Central Asia. We provide motorbike financing, smartphone financing, and microfinance to everyday Kenyans: boda-boda riders, gig workers, and small business owners who are consistently underserved by traditional banking.

Finance at Mogo is not a back-office compliance function. It is an active operational nerve centre that sits at the speed of the business — managing high-volume mobile money transaction flows, multi-entity group reporting, stock-linked financial controls, and a demanding Kenyan tax compliance calendar. The team that runs this function has to be fast, analytical, and practical by design.

The Opportunity

This is a senior leadership role replacing a strong incumbent, which means the baseline is already high. The expectation is not to maintain what exists; it is to take it further. You will own the full Finance and Accounting function for Mogo Kenya, leading a team of four to five Accounts Assistants and reporting directly to the Head of Finance.

The right person for this role is not primarily a controller. They are a problem-solver who happens to have deep accounting and tax credentials. They move fast, think in systems, surface issues before they escalate, and bring the team and the wider business with them as they do it. If that sounds like how you naturally operate, read on. If you are looking for a clearly defined, slow-paced environment where the playbook is already written, this is not it.

What You Will Own

General Ledger Integrity & Reconciliation

• Own the accuracy and completeness of the general ledger at all times. including M-Pesa/mobile money reconciliations across entities.
• Review reconciliations prepared by your Accounts Assistants; confirm accuracy, identify anomalies, and ensure resolution within the close window.
• Escalate unresolved items to the Head of Finance with a clear summary of the issue, root cause, and proposed resolution, not just the problem.

Petty Cash & M-Pesa Controls

• Verify GL balances reconcile to M-Pesa statement balances continuously.
• Review all petty cash and mobile money disbursements for adequate support documentation; ensure payments are auditable, valid, and correctly classified.
• Identify and close unsupported or irregular payment patterns before the period close.

Accounts Payable Accuracy

• Ensure all invoices are booked correctly, promptly, and without duplication.
• Maintain clean AP ageing; support cash flow forecasting in collaboration with the Head of Finance.

Inventory & Stock Controls

• Conduct and oversee regular reconciliation of bike, phone, and GPS device stock between physical counts and GL balances.
• Maintain and continuously improve the inventory management system to keep stock records verifiable, traceable, and audit-ready.
• Investigate and resolve variances within agreed timelines; escalate material discrepancies immediately.

Taxation: Full Ownership

• Own the complete tax compliance calendar: VAT, WHT, WHVAT, CIT, Excise Duty: filed accurately and on time, every time.
• Maintain accurate, up-to-date tax GL balances; reconcile against KRA filings on a rolling basis.
• Prepare monthly and annual tax computations, including deferred tax workings.
• Collaborate with the cash flow analyst to ensure funds are available and allocated before each tax payment due date.
• Proactively flag tax exposure risks and improvement opportunities to the Head of Finance.

Financial Statements & Audit Coordination

• Coordinate interim and final audits end-to-end, document flow, stakeholder requests, schedules, and timeline management.
• Prepare and review financial statements in collaboration with the Management Accountant, ensuring accuracy and alignment with IFRS and Group reporting requirements.
• Enforce adherence to Group and local reporting deadlines; surface risks to the timeline before they become problems.

Month-End Close Leadership

• Lead the month-end close cycle with discipline and pace — trial balance delivery by the 4th working day of the following month, consistently.
• Break the close into structured sub-deadlines; manage the team against each milestone.
• Identify bottlenecks early in the cycle and reallocate effort proactively to protect the overall timeline — do not wait for the Head of Finance to identify blockers.

Team Leadership & Development

• Manage and develop a team of four to five Accounts Assistants: set clear expectations, coach against performance standards, and build a team that can move quickly without losing control.
• Create an environment where the team is accountable, understands how their work connects to the wider business, and develops over time.
• Identify and address capability gaps within the team before they create operational risk.

Business Partnering & Cross-Functional Delivery

• Act as a credible, accessible finance partner to non-finance stakeholders, Operations, Commercial, and Risk: translating numbers into clear, actionable insight.
• Engage proactively with the business on financial control issues, not reactively after problems surface.
• Support the Head of Finance on ad hoc commercial and strategic finance requirements as the business evolves.

What Success Looks Like After 12 Months

Outcome

Measure

GL integrity maintained

Zero material misstatements; reconciliations completed within a close window, every month

Tax compliance record is clean

All filings on time and accurate; zero KRA penalty assessments

Month-end close at target

Trial balance delivered by the 4th working day, without escalation to the Head of Finance

Outcome

Measure

Audit readiness sustained

Interim and final audits completed without material process or documentation queries

Inventory controls formalised

Reconciliation process embedded; variances investigated and closed within agreed timelines

Team performing and developing

Direct reports hitting deadlines; coaching cadence in place; error rates declining quarter-on-quarter

Function operating at a new level

The Profile We Are Looking For

The Head of Finance can focus on strategic finance because operational control is no longer a variable

We have been deliberate about what this role requires, and equally deliberate about what will not work. The notes below reflect direct input from the Head of Finance on the hiring brief.

Non-Negotiables

• Speed and quality are delivered simultaneously. The business moves fast. The ability to produce accurate, reliable outputs at pace, not choosing between them, is a baseline requirement, not a differentiator.
• Agility and flexibility. Priorities shift in a high-growth fintech. This person must be comfortable with context-switching, ambiguity, and evolving briefs without losing control of the fundamentals.
• Proactive problem-solving ownership. We need someone who spots issues early, takes ownership, and resolves them without repeated escalation or hand-holding. The Head of Finance should hear about resolved issues, not unresolved ones.

Deal Breakers

• A traditional 'CPA-way' thinker; rigid, overly attached to textbook or legacy approaches, and slow to adapt when the environment does not match their previous experience.

• Own the accuracy and completeness of the general ledger at all times. including M-Pesa/mobile money reconciliations across entities.
• Review reconciliations prepared by your Accounts Assistants; confirm accuracy, identify anomalies, and ensure resolution within the close window.
• Escalate unresolved items to the Head of Finance with a clear summary of the issue, root cause, and proposed resolution, not just the problem.
• Verify GL balances reconcile to M-Pesa statement balances continuously.
• Review all petty cash and mobile money disbursements for adequate support documentation; ensure payments are auditable, valid, and correctly classified.
• Identify and close unsupported or irregular payment patterns before the period close.
• Ensure all invoices are booked correctly, promptly, and without duplication.
• Maintain clean AP ageing; support cash flow forecasting in collaboration with the Head of Finance.
• Conduct and oversee regular reconciliation of bike, phone, and GPS device stock between physical counts and GL balances.
• Maintain and continuously improve the inventory management system to keep stock records verifiable, traceable, and audit-ready.
• Investigate and resolve variances within agreed timelines; escalate material discrepancies immediately.
• Own the complete tax compliance calendar: VAT, WHT, WHVAT, CIT, Excise Duty: filed accurately and on time, every time.
• Maintain accurate, up-to-date tax GL balances; reconcile against KRA filings on a rolling basis.
• Prepare monthly and annual tax computations, including deferred tax workings.
• Collaborate with the cash flow analyst to ensure funds are available and allocated before each tax payment due date.
• Proactively flag tax exposure risks and improvement opportunities to the Head of Finance.
• Coordinate interim and final audits end-to-end, document flow, stakeholder requests, schedules, and timeline management.
• Prepare and review financial statements in collaboration with the Management Accountant, ensuring accuracy and alignment with IFRS and Group reporting requirements.
• Enforce adherence to Group and local reporting deadlines; surface risks to the timeline before they become problems.
• Lead the month-end close cycle with discipline and pace — trial balance delivery by the 4th working day of the following month, consistently.
• Break the close into structured sub-deadlines; manage the team against each milestone.
• Identify bottlenecks early in the cycle and reallocate effort proactively to protect the overall timeline — do not wait for the Head of Finance to identify blockers.
• Manage and develop a team of four to five Accounts Assistants: set clear expectations, coach against performance standards, and build a team that can move quickly without losing control.
• Create an environment where the team is accountable, understands how their work connects to the wider business, and develops over time.
• Identify and address capability gaps within the team before they create operational risk.
• Act as a credible, accessible finance partner to non-finance stakeholders, Operations, Commercial, and Risk: translating numbers into clear, actionable insight.
• Engage proactively with the business on financial control issues, not reactively after problems surface.
• Support the Head of Finance on ad hoc commercial and strategic finance requirements as the business evolves.

• Speed and quality are delivered simultaneously.
• Agility and flexibility.
• Proactive problem-solving ownership.
• Deep accounting and tax credentials.
• Systems thinking.
• Ability to move fast.
• Ability to think in systems.
• Ability to surface issues before they escalate.
• Ability to bring the team and wider business along.
• Leadership.
• Coaching.
• Business partnering.
• Translating numbers into actionable insight.

• Deep accounting and tax credentials.
• Experience in a fast-paced environment.
• Experience in fintech is a plus.
• Experience with mobile money transactions.
• Experience with multi-entity group reporting.
• Experience with Kenyan tax compliance.
• Experience with IFRS.