Job Overview

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews.

Key Responsibilities:

• Assess the credit and financial strength of Citi’s Corporate Clients based in Sub Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
• Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners
• Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

Knowledge/Experience:

• Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience.
• Ability to understand Citi policies and procedures with the ability to execute change seamlessly.
• Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues

Skills/Competencies:

• Assists colleagues in identifying stretch opportunities to elevate individual and team performance
• Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
• Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
• Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
• Microsoft Office (Word, Excel, and PowerPoint) skills

Languages with strong proficiency:

• French – Read, Write and Speak
• English – Read, Write and Speak

Qualifications:

• BA/BSc or higher degree in Business (MBA), or any other related subject

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

• Owns the Credit Risk Analysis for Citi Corporate Clients and is responsible for the continuous monitoring of that portfolio.
• Produces Annual Reviews, Quarterly Reviews, and supports Ad-Hoc Transactions and Portfolio & Industry Reviews.
• Assesses the credit and financial strength of Citi’s Corporate Clients based in Sub Saharan Africa using quantitative and qualitative factors.
• Completes Credit Analysis Write-up Memos and assigns internal ratings.
• Continuously monitors the covered portfolio, including industry trends and potential credit issues.
• Partners with regional and industry stakeholders in Banking and Independent Risk to implement credit assessment and monitoring standards.

• French (Read, Write and Speak)
• English (Read, Write and Speak)
• Interpersonal skills
• Organizational skills
• Written and verbal communication skills
• Microsoft Office (Word, Excel, and PowerPoint) skills
• Intermediate analytical skills

• BA/BSc or higher degree in Business (MBA), or any other related subject
• Demonstrable financial services experience
• 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience.
• Ability to understand Citi policies and procedures
• Ability to execute change seamlessly
• Understanding of key financial components like liquidity position, leverage profile
• Ability to identify root causes and trends and anticipate horizon issues