Background information about the job or company (e.g., role context, company overview)

Equity Bank Limited (The "Bank”) is incorporated, registered under the Kenyan Companies Act Cap 486 and domiciled in Kenya. The address of the Bank’s registered office is 9th Floor, Equity Centre, P.O. Box 75104 - 00200 Nairobi. The Bank is licensed under the Kenya Banking Act (Chapter 488), and continues to offer retail banking, microfinance and relat...

Responsibilities or duties

Preparation and analysis of F&A credit proposals for presentation to EXCO

Present F&A business cases to credit risk and on need basis in credit committees

Take part in development of F&A risk policy

Develop and continuously review F&A business template

Create, maintain and review F&A client profiling criteria

Develop F&A business review matrices for various value chains.

Advise on F&A industry trends and subsector business matrix

Continually review Food & Agriculture business portfolio and conduct stress testing based on prevailing and emerging industry risk factors.

Develop and keep updated F&A environmental and social compliance policy.

Training Branch staff and supporting in resolution of credit risk issues that may arise from time to time.

Qualifications or requirements (e.g., education, skills)

Academic Qualifications & Experience

Holder Bachelor’s Degree, preferably in agriculture related courses such as Agricultural Economics, Agribusiness, Food sciences, Technology, agriculture finance or related field.

AKIB/ACIB/CPA/ACCA/Credit Management or CFA would be an added advantage.

Experience needed

At least eight (8) years of relevant experience in the Food & Agriculture, five (5) of which must be in technical Credit Analysis.

Review and understand clients' financial requirements and package appropriate credit proposals.

Analyse financial statements presented by customers and summarize them into the F&A's standard appraisal templates/systems.

Analyse various industries and macro environmental factors as they relate to clients' requests under review.

Identify SME and Corporate capacity gaps in the bank staff, train, mentor and coach them for better performance.

Continuously analyze the industry and macro-environmental factors and keep updated F&A analysis toolkit.

• Preparation and analysis of F&A credit proposals for presentation to EXCO
• Present F&A business cases to credit risk and on need basis in credit committees
• Take part in development of F&A risk policy
• Develop and continuously review F&A business template
• Create, maintain and review F&A client profiling criteria
• Develop F&A business review matrices for various value chains.
• Advise on F&A industry trends and subsector business matrix
• Continually review Food & Agriculture business portfolio and conduct stress testing based on prevailing and emerging industry risk factors.
• Develop and keep updated F&A environmental and social compliance policy.
• Training Branch staff and supporting in resolution of credit risk issues that may arise from time to time.
• Review and understand clients' financial requirements and package appropriate credit proposals.
• Analyse financial statements presented by customers and summarize them into the F&A's standard appraisal templates/systems.
• Analyse various industries and macro environmental factors as they relate to clients' requests under review.
• Identify SME and Corporate capacity gaps in the bank staff, train, mentor and coach them for better performance.
• Continuously analyze the industry and macro-environmental factors and keep updated F&A analysis toolkit.

• Holder Bachelor’s Degree, preferably in agriculture related courses such as Agricultural Economics, Agribusiness, Food sciences, Technology, agriculture finance or related field.
• AKIB/ACIB/CPA/ACCA/Credit Management or CFA would be an added advantage.