Join 4G Capital as a Senior Fraud Officer

At 4G Capital, we believe in unlocking human potential for good. As Africa’s highest-scoring fintech B Corp, we’re proud to empower micro and small businesses with the capital and knowledge they need to thrive. Our award-winning model blends instant access to working capital with financial literacy training—helping over 350,000 entrepreneurs across Kenya and Uganda grow their businesses, support their families, and strengthen their communities.

We’re on a mission to be the first choice for MSME growth in Africa, and integrity sits at the heart of that mission.

Why Join Us?

At 4G Capital, you’ll join a purpose-driven team that combines innovation with impact. Our culture is built on collaboration, trust, and continuous learning. As part of our newly established Fraud Team, you’ll play a pivotal role in protecting our people, our customers, and our brand from financial crime and fraud risks.

You’ll be empowered to shape how we detect, prevent, and respond to fraud across the lending lifecycle—ensuring that integrity and trust remain the foundation of everything we do.

The Role: Senior Fraud Officer

We’re looking for a seasoned and strategic Senior Fraud Officer to lead the fraud function at 4G Capital. In this role, you will define and execute our fraud risk management framework, provide expert oversight on investigations, and guide the organization in mitigating losses and safeguarding customer trust.

You’ll also mentor a growing fraud team, work cross-functionally with Technology, Credit, Operations, HR, and Governance, and represent 4G Capital in engagements with external stakeholders such as regulators and law enforcement.

What You’ll Do

• Strategic Oversight: Develop, implement, and continuously refine the fraud risk management framework, policies, and controls.

• Leadership: Lead and mentor the Fraud Officer, fostering a culture of vigilance, accountability, and continuous improvement.

• Investigation: Oversee and personally handle complex, high-value, or sensitive fraud investigations.

• Reporting: Prepare and present detailed fraud-related reports, trends, and recommendations to senior management and the Board.

• Collaboration: Partner with Credit, Collections, Technology, GRC, and HR teams to ensure a unified, data-driven approach to fraud prevention and mitigation.

• External Liaison: Serve as the primary contact for external parties such as law enforcement agencies, regulators, and industry associations.

What We’re Looking For

• Bachelor’s degree in Finance, Forensic Accounting, Risk Management, Business Administration, or a related field.

• 5+ years of experience in fraud risk management, investigations, or audit within the financial services or fintech sector.

• Proven experience in designing and implementing fraud prevention frameworks and controls.

• Strong analytical and investigative skills with an eye for patterns and anomalies.

• Excellent communication and stakeholder management skills.

• Professional certifications such as CFE (Certified Fraud Examiner), CPA, CISA, or similar will be a strong advantage.

• Integrity, discretion, and the ability to handle confidential information with professionalism.

What We Offer

• The opportunity to make a tangible impact in building a resilient, ethical, and transparent fintech environment.

• A supportive and collaborative culture focused on growth and integrity.

• Competitive compensation and benefits aligned with your expertise.

• A chance to be part of a high-impact team protecting Africa’s most trusted fintech brand.

Ready to Make a Difference?

If you’re passionate about building systems that protect people, businesses, and data—and you’re ready to lead with integrity—this is your opportunity.

Apply today and help us strengthen trust and transparency at the heart of Africa’s fintech revolution.

• Develop, implement, and continuously refine the fraud risk management framework, policies, and controls.
• Lead and mentor the Fraud Officer, fostering a culture of vigilance, accountability, and continuous improvement.
• Oversee and personally handle complex, high-value, or sensitive fraud investigations.
• Prepare and present detailed fraud-related reports, trends, and recommendations to senior management and the Board.
• Partner with Credit, Collections, Technology, GRC, and HR teams to ensure a unified, data-driven approach to fraud prevention and mitigation.
• Serve as the primary contact for external parties such as law enforcement agencies, regulators, and industry associations.

• Strong analytical and investigative skills with an eye for patterns and anomalies.
• Excellent communication and stakeholder management skills.

• Bachelor’s degree in Finance, Forensic Accounting, Risk Management, Business Administration, or a related field.
• 5+ years of experience in fraud risk management, investigations, or audit within the financial services or fintech sector.
• Professional certifications such as CFE (Certified Fraud Examiner), CPA, CISA, or similar will be a strong advantage.